USE AND OCCUPANCY INSURANCE It is then necessary to deduct the total of Column 1] from the Basic Estimate in order to arrive at the Final Amount of Insurance required under forms other than the Blanket Coinsurance form. To this difference is applied the proper rate which produces the premium cost for the amount of Use and Occupancy insurance required under a form other than the Blanket Coinsurance form. Additional copies of this pamphlet or copies of a full working size Chart with Explanation, may be had by application to any “America Fore” Local Agent, Special Agent, Engineer or Departmental Office.