An Introduction to the theory of statistics

Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1751730271

URN:: urn:nbn:de:zbw-retromon-127610

Document type:: Monograph

Author:: Yule, George Udny http://d-nb.info/gnd/12910504X

Title:: An Introduction to the theory of statistics

Edition:: 8. ed. rev

Place of publication:: London

Publisher:: Griffin

Year of publication:: 1927

Scope:: XV, 422 S; Ill., Diagr

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. The theory of variables

Collection:: Economics Books

NORMS AND TRENDS IN DEPOSITS 58 indicates consistency of position for the respective districts over the seven years. Districts are not high in one year and low in another, but generally high or low. Moreover, those which have high and those which have relatively low ratios of demand deposits to total deposits, respectively, are the same as those which have relatively high or low ratios of demand deposits to earning assets. In the high class are Boston, New York, Kansas City, and Dallas; the others are all low, but low by varying percentages. The districts with ratios of demand deposits to total deposits which are above and those which are below the country’s average, and the number of years between 1919 and 1925 during which they remained in these positions, are summarized in Table go. A graphic summary of the ratios of demand deposits to total deposits, as given in Chart 10,° shows among other things (1) the percentage difference of the ratios each year in each district from that for the period 1919-1925 in the same district, (2) the rates of change from year to year in each district, and (3) the percent- age amounts by which the district ratios each year deviate from those for the twelve districts combined. Probably the most striking feature of this chart is the essential uniformity of the downward slopes of the solid lines, this fact indicating equal rates of decrease in the ratios for the various districts. There is not perfect uniformity among the various dis- tricts, nor is it to be expected. Neither is the slope for each district absolutely uniform, and this fact is not surprising. Forces contributing to a decline in the proportions which demand deposits make up of total deposits are seemingly operating in all districts, but they do not produce the same effect. Neither are these forces exerting uniform influence from year to year. There can, however, be no doubt that the similarities of the slopes of the solid lines are more pronounced than are their dissimilarities. Chart 10 is interesting in another respect. The distances between the solid and the dotted lines (these being the coun- try’s ratios) indicate the percentage amounts by which the ratios for each district differ from those for the twelve districts combined. Not only are certain district averages higher and some lower than those for the country for the full term of seven ® For an explanation of the way in which this chart is drawn and for a state- ment of the manner in which it should be interpreted, sce page 21

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