Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

28 BANKING STANDARDS from year to year in the ratios with respect to their positions in a given year relative to the average for the period 1919-1923, it does not indicate the percentage amounts. The latter are summarized In Table 15. Not only did ratios which were high in a given year, relative to the average for the period 1919-1923, tend to decrease in the following year, and those which were low (similarly deter- mined) tend to increase, but the net amounts of percentage fall and rise, respectively, varied directly with the percentage varia- tions from the seven-year district levels. Ratios of investments, as of loans and discounts to earning assets, tend to revert to type —the type in this case being the average for the period 1919-1925 for all member banks in each district. The percentage amounts and signs by which the ratios of in- vestments to earning assets by districts and by years differ from the yearly averages for the twelve districts combined are presented in Table 16. The signs in this table are the opposite of those in Table 10 for ratios of loans and discounts to earning assets; the amounts of divergence are peculiar to the investment ratios. Summary Table 11 shows certain of the districts to have rela- tively low, and certain of them to have relatively high ratios of loans and discounts to earning assets during the seven years; the opposite tendency with respect to ratios of investments to earn- ing assets characterizes these same districts. If the caption head- ings of this table are interchanged, the tenacity of position of the TABLE 16 PERCENTAGE DIFFERENCES OF DISTRICT AVERAGES OF RATIOS OF INVESTMENTS TO EARNING ASSETS FOR ALL MEMBER BANKS, FEDERAL RESERVE SYSTEM, FROM AVERAGES FOR THE COUNTRY AS A WHOLE FEDERAL RESERVE DISTRICTS »oston...... New York... “hiladelphia. Meveland.... ichmond. .. itlanta. ..... hicago..... t. Louis. . . ‘finneapolis. {ansas City. Jallas....... >an Francisco Average 1010-25) ~ 4.39 + 6.46 ‘41.39 120.14 -16.903 —2 22 — Cc rr ~32.06 - 7.03 PERCFNTAGE DIFFERENCES ¥*ROM THE COUNTRY’S AVERAGES gre 1019 1920 1021 1022 1023 | 1024 | 1035 I~ u +4 “aq 1 Q — 6 go : + 3 dey omy » St — 0.0% +12. 50 +46.4° +7.9, = IL.4¢ +11.0 + — I. 410.8 +36.8 +74.62 - a — 4.84 + 9.51 431.64 +1x4.37 —20.18 —26.31 - 8 - 2.03 + 1.12 + 0.20 -_ uy. sa.I7 —12.07 88 . 67 ~10.0!

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation