Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part III. Correlated series for all Member Banks by districts

Collection:: Economics Books

SERIES CORRELATED WITH DEPOSITS 183 net earnings accompany relatively low demand deposits. These relations obtain not only for demand deposits, positively and negatively placed relative to the district levels, but also in gen- eral for the respective dispersion groups. For the other series which, in Table 111, are paired with demand deposits, inverse relations are found between the devia- tions of demand deposits and those of salaries and wages, interest on deposits, and “other expense”; for interest on borrowed money, and for taxes, the relations are direct. Let us measure the net amounts by which the ratios of gross and net earnings and of total expense deviate from their respec- tive district averages in the districts having both variable demand deposits and variable loans and discounts. The results secured from this approach, found in Table 112, indicate that (1) gross earnings and total expense are lowest for districts having demand deposits, measured in the indicated manner, above, and loans and discounts below their respective district averages, while net earnings are lowest in districts having both series below their levels; and (2) gross earnings and total expense are highest in TABLE 112 NET PERCENTAGE DIFFERENCES FROM THEIR DISTRICT LEVELS FOR RATI0S CORRELATED WITH CORRESPONDING DIFFERENCES IN Ratios oF DEMAND DEPOSITS TO ToTAL DEPOSITS AND OF LoANs AND Discounts TO EARNING ASSETS, 1919-1925 NET PERCENTAGE DIFFERENCES FROM DistricT LEVELS RATIOS: Demand Deposits to Total Deposits Above District Levels Below District Levels Average Rarios: f.0ans and Discounts to <arning Assets \verage...... \bove District Levels. ..... Jelow District Levels .... verage...... Above District Below District! Levels .verage...... Above District Levels. ..... Below District Levels...... Number of District. ‘Years 33 a7 vi -2 -—y 45 RATIOS: Gross Earnings to Earning Assets -T 44 12 RE -6 o1 +0.89 +4.48 1 —31 87 CM, A +3.77 —-3.34 | RATIOS! Total Expense to Earning Assets -—4.44 +0.77 ~-0.07 +2 fa +5.41 +0 24 —0.21 +3.39 —3.33 Ratios: Net Earnings to Earning Assets +6.53 +8.33 tr 6 IL9 +2.16 a nf +. +4.8s —13.48

Access restriction

Copyright

Full text: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation