112 
THE IMMIGRATION PROBLEM 
ordinary American bank, in the regular course of 
banking operations. It is also extremely common for 
them to invest funds intrusted to them in real estate 
and stocks. 
The most usual evidence of deposit furnished by the 
immigrant banker is the ordinary pass-book used by 
American banks. In some cases only a personal re 
ceipt or a deposit slip of the usual form is given to the 
depositor. Some of the smaller institutions make use 
of a secret word, and a few of the more irresponsible 
banks furnish no evidence of deposit whatsoever. 
Deposits left for safe-keeping are seldom allowed to 
accumulate to an amount greater than $100. Indi 
vidual sums in excess of that amount are sometimes 
left for short periods, and the average savings account 
in some banks reaches $200 and $300. But $100 ap 
pears to be the limit of an accumulation against a 
remittance home. In the table below are shown 
the aggregate amounts of deposits, the number 
of depositors, and the average amount of deposits of 
31 immigrant bankers of different races, including 
some of all the classes of banks. 
AGGREGATE AND AVERAGE AMOUNT OF DEPOSITS 
and number of depositors, in 31 immigrant banks, by race of proprietor 
Race of Proprietor 
Nu-mber 
of 
banks 
Aggregate 
amount of 
deposits 
Number 
of 
depositors 
Average 
amount of 
deposits 
Bulgarian 
1 
$2,342 
30 
$78.07 
Croatian 
3 
16,585 
248 
66.88 
Greek 
3 
21,441 
185 
115.90 
Hebrew 
2 
19,900 
220 
90.45 
Italian 
12 
94,027 
1,487 
63.23 
Magyar 
6 
31,195 
596 
52.34 
Polish 
2 
12,200 
215 
56.74 
Slovak 
2 
11,500 
215 
53.49 
Total 
31 
209,190 
3,196 
65.45