TABLE 131 
CORRELATION OF DISTRICT DEVIATIONS OF RATIOS IN PAIRED SERIES 
‘Percentage Deviations from the Respective District Averages. Period 1919-1923) 
~ 
4 
Ny 
INDEPENDENT VARIABLE— 
Ratios of Gross Earnings to 
Earning Assets 
Distance from Average 
Vumber 
of 
district 
Years 
.oans and 
discounts 
to | 
Earning 
Agsets | 
Demand 
Deposits 
to 
Earning 
Accate 
emand 
eposits 
to Total 
of Time 
and 
Demand 
Nanncite 
Position 
Percentage | Average i 
Gs = 
TOUDS centage 
Total | + 5.81 | 33 | +2.31 
—_n AR 
— 1.26 | 
Ahave 
r0.00 and over’ +13.34 7 
"00 t0 10.00 |+ 6.32 12 
Tnder cco | + 2. 1c 6 
+5.59 
+2.10 
iy An 
—8.02 
—2.75 
—0. 20 
+ 0.35 
— 0.60 
-—_ 2 _A7 
Inder 5.00 ,~— 2.28 
.00 to 10.00 |- 7.26 
ooo and overl —rr ar | 
33 | 
12 
a 
—0.32 
—3.60 
—8 2c 
+1.49 
+2.87 
18 2e 
— 0.73 
+ 6.85 
va RA | 
Relow 
Total |- 22) 40 | -1.%78 | 42.38 | + 2.20 | 
DEPENDENT VARIABLES—Net Average Percentage 
Total 
Expense 
to 
Earning 
Assets 
Net | Salaries 
Earnings ind Wages 
to to 
Earning Earning 
Assets Assets | 
Interest 
on 
Deposits 
to 
Earning 
Accpta 
Interest 
and Dis- 
counts on 
Borrowed 
Aoney to 
garning 
Acente 
Taxes 
to 
Earning 
Acceta 
“Other 
Expense” 
to 
Earning 
Assets 
+ 6.01 
1 5.48 + 5.52 
+ 0.75 + 32.00 | 411.34 
| 4 1.66 
t12.70 
+ 6.01 
+ 2.08 
+14.82 
+ 6.70 
L 0.40 
+ 5.97 
t7.15 
L 4 10 
— 4.05 
— 0.49 
+ 2.49 
+128.30 
t 31.27 
— 0.8% 
+19.95 
$16.15 
+ 2.07 
+ 0.50 
+ 3.79 
4+ 0.08 
— 2.04 
- 9.10 
—12 66 
—3.03 
—2.43 
7.20 
+ 0.21 
—12.93 
-2 OY 
+ 2.00 
— ~.61 
—-12.07 
- 27.29 
- 6.06 
l- y6 48 
- v2 
-C 1 
-Y2.24 
+ 0.29 
—11.66 
11 60 
—~ 4.6% | -~ 3.26 4.82 
Ge 
- 18. 22 
—- 7.30 | — 3.60