210 
BANKING STANDARDS 
TABLE 183 
CORRELATION OF PERCENTAGE DIFFERENCES OF RATIOS IN PAIRED 
SERIES—ToTAL EXPENSE TO EARNING ASSETS AND NET EARN- 
INGS TO EARNING ASSETS—MEMBER Banks, Boston 
FEDERAL RESERVE DISTRICT, 1924 AND 1925 
(Percentage Differences from Respective Yearly Averages for the 
Respective Volume-Groups. See page 27%9.) 
RATIOS: 
Total Expense to 
Earning Assets 
(Percentage 
Differences) 
Ratios: Net Earnings to Earning Assets 
(Percentage Differences) 
Number of Bank-Years 
TOTAL 
Average 
Percentage 
Differences 
Num- : 
ber of (Ratios: | Ratios: 
Bank-| Total E Net 
Years Expense ating 
' to y 
40 20 30! 40 Earning Earning 
and | tc to and Assets = Assets 
aver! +> 40 lover (Net) 
40 and over’ 1 6 +58.2 + —18.2 
30 to 40 2 113 425.0 ' —390.3 
20 to 30 Fa. 2 81 71 4°12 39 425.01 —22.7 
otozo 1s] rl 31 6lisbi6] 7117] 20) 22 112 | +15.0 —18.3 
Underio | 20} 5s | 8111 22 203127] 21128 202 + 5.0! — 8.2 
Underzo |2t |ralonlaclgglaolar|ag fax! 6122s — rol +30 
totozo ‘21 c -2° 150 re —vc.0 | 415.6 
20togzo | 16 I nl ~~~ o | 428.0 
30 to 40 "og! ol +36.7 
40 and nver 61! » —<6.8 | “+s51.4 
Position | 
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Below 
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