50

BANKING STANDARDS
TABLE 42

PERCENTAGE DIFFERENCE FROM DISTRICT AVERAGE, 1919-1925, OF
RATIOS OF TiME DEPOSITS TO EARNING ASSETS FOR ALL MEM-BER
 BANKS, BY YEARS AND FEDERAL RESERVE DISTRICTS
] PERCENTAGE DrrreroNcT ROM DISTRICT A-""™AGE, 1010-1025
1022 | 1933 I 1024 103%
-:-36.40
+39.28
430.80
+18.18
+23.52
+18.30
+13.56
4-23.80
4-12.70
+21.43
+34.42
+21.76

Boston......
New York. .
hiladelphi:.
Jleveland. .
Richmond. .
Atlanta. ...
Chicago. ....
5t. Louis. .....
Minneapolis. . .
Kansas City...
Dallas. ..............
San Francisco..........

in 1922, In the other years, they are low. If in each district
they are classified by their positions relative to the seven-year
average, the dispersion plus and minus being measured on a percentage
 scale, and if the direction and net percentage changes
from year to year are determined, it is found that (1) essentially
as many increase when they are high as increase when they are
low—the direction generally being upward; (2) the rate of increase
 for those that are low is twice as great as for those that
are high; and (3) the net rate of increase for those that are low

TABLE 43

PERCENTAGE CHANGE FROM YEAR TO YEAR OF YEARLY DISTRICT
RATIOS OF TIME DEPOsiTS TO EARNING ASSETS IN ALL MEMBER
Banks BY YEARS AND FEDERAL RESERVE DISTRICTS

FEDERAL RESERVE DisTRICTS

—

Average
(All Districts)
Boston. . . ees
New York.... es
Philadelphia. veraee wees
Cleveland.... cocoevorsancnnes
Richmond. .....ceo0vveneennee
Atlanta....... Pp
chicago. .....u. araH EE
St.Louis. ..ovvver vi iaeennns
Minneapolis...oev. seereacecns
{ansas City.... Ceraerannas
RE | TN
San Francisco...... . .

1919
to |
1020

Lr 1°

-+ =F I]
+26 37
+12 2°
+ 7.5
+r4.c
. 20
+3
+ 7
TF I
4...
+ 6.60
+61.07

PRRCEN" GF C— --~ ~~ "ip 10 YEAR
1023 | 1024
to to
1024 1038
+ 4.50
“= 8.41
+ 4.67
+ 7.00
+ 1.01
+ 7.47
+ 2.51
+4 2.98
4 6.8
+4 2.58
+ 4.42
+ 8.30
+4 8.4%

i0.g
+27.32
b13.4:
9.4
BE
TT
i= 7.00
4 Er
$12.2
+17.10
4 0.16