CONTENTS

PREFACE ...

List oF TABLES .....

List oF CHARTS

2 8 8

vii

xvii

XxXxv

PART I. INTRODUCTION

Tue ProBLEM: ITS SIGNIFICANCE AND METHODS OF STUDY
1. The Problem . . . . . . +. . « + «+ «+ «
2. The Periods Covered and the Nature of the Data .
3. The Plan and Methods of Study . . . . . . .
4. The Conclusions, their Nature and Significance

ed

or

PART II. NORMS AND TRENDS IN INDIVIDUAL SERIES FOR
ALL MEMBER BANKS, BY DISTRICTS

[i

INTRODUCTION

11

NorMS AND TRENDS IN EARNING ASSETS
i. Introduction .
2. The Composition of the Earning Assets . . . . . .
(1) Ratios of Loans and Discounts to Earning Assets . .
(2) Ratios of Investments to Earning Assets . . .

3
13
I5
I5
24

[V

NorMs AND TRENDS IN DEPOSITS
1. Introduction .
2. The Relation of Total Deposits to Earning Assets .
3. The Relation of Demand Deposits to Earning Assets
and to Total Deposits

32
32
32

14