3A 
BANKING STANDARDS 
CHART 30 
DISTRIBUTION OF YEARLY DistrIcT RATIOS OF “ALL OTHER” EXPENSE 
10 EARNING ASSETS, ALL MEMBER BANKS, 1919-1025 
(Ratios based on $1,000) 
Groups 
4 and under 5 
5 and under 6 
5 and under 7 
7 and under 8 
8 and under 9 
3 and under 10 
10 and under 11 
11 and under 12 
{2 and under 13 
4] 
x 
9 
a 
iD 
Pear Cont 
16 20 
diiihi 
NR 
gr 
10 
Number 
of 
Cases 
3 
24 
17 
14 
0 
1 
from the group $4-$5 to $12-$13, the minimum amount being 
$4.69 and the maximum $12.04; and (3) the distribution “tails 
off” toward the upper groups, the frequencies decreasing regu- 
larly to the group $12-$13. The typical amounts, however, may 
refer to particular years or to particular districts and, therefore, 
be unrepresentative of the data as a whole. 
By plotting the amount for the respective districts each year 
on a ratio chart, as is done in Chart 31, it is possible (1) to study 
the dispersion for each district each year around the seven-year 
district average, (2) to observe the directions and rates of change, 
and (3) to compare the district amounts with those for the coun- 
try as a whole. A study of this chart shows the data to be char- 
acterized by the following norms and trends: 
Norms 
I. “Other” expenses, expressed in terms of earning assets, were 
helow the seven-year district levels in all of the districts in 1919 
and 1920; for the other years they were generally above, all of 
the districts in 1922 and 10 and 11 of them, respectively, in 1923