CONTENTS 
EDITOR'S PREFACE . 
INTRODUCTION, By Sir WiLLiAM BEVERIDGE 
STATE INSURANCE AGAINST WAR RISKS AT SEA. By 
Sir Norman Hii ; 
I, The Formation of the Scheme . 
IL. The Working of the Scheme 
II. The Charge imposed on the Nation by State Insurance 
against War Risks at Sea . . 
IV. The Effect of the Scheme on the Nation . 
FIRE INSURANCE DURING THE WAR. By SYDNEY 
Preston and ALEXANDER ERNEST Sica. MA 
THE EFFECT ON BRITISH LIFE ASSURANCE OF THE 
EUROPEAN WAR (1914-18) By S. G. WARNER : 
Preface : To ‘ 
I. Introductory . . 
IL. First Effects of the War . 
III. The Courts (Emergency Powers) Act, 1914 
IV. Help for the Nation in Men and Money 
V. New Business 
VI. Annuities’ . 
VIL Policy Loans . 
VIII. Expenses of Management 
IX. War Mortality 
X. Taxation . 
XI. Depreciation of Securities 
XII. Valuations and Bonuses 
XIII. Foreign Business . 
XIV. Conclusion . 
11 
24 
41 
14 
57 
101 
103 
107 
111 
116 
124 
129 
132 
133 
136 
139 
147 
150 
158 
166