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APPENDIX H. 
2. Officials who are paid quarterly may deposit sums of not less than 
One Shilling and not more than Two Pounds per week. The amounts must 
be handed in at the Cashier’s Office of each department. 
3. In the case of employees paid weekly, the total amount which may 
be deposited is £200. In the case of those paid quarterly, the total is 
£400. 
Interest and Bonus. 
4. A fixed sum equal to 4 per cent, per annum will be allowed as interest 
on all deposits, and will be added to the depositors’ accounts at the end 
of June and the end of December in each year, except in the case of such 
depositors as may give notice of their intention to withdraw the interest 
in cash. 
5. In addition to the fixed rate of interest, a bonus will be declared each 
year equal to half the difference between the fixed rate of 4 per cent, and 
the dividend payable on the shares of the Company. As in the case of 
the fixed interest, this bonus will be added to the depositors’ accounts 
unless they give notice of their intention to withdraw it. 
6. Sums withdrawn will be entitled to only the 4 per cent, interest from 
the 31st December preceding up to the date of repayment. They will, 
however, be entitled to their proportion of the bonus up to the said 
31st December preceding. 
7. No interest or bonus will be allowed on sums of less than Ten Shillings, 
or in respect of any period less than one calendar month. 
Deposit Books. 
8. All sums deposited with the Company will be entered in a deposit 
book. On a date which will be duly announced, this book will be handed 
to those depositors having time boards, at their respective time offices, by 
one of the Company’s staff, and on production by the depositors of their 
time boards. 
9. In order to be written up, all deposit books must be returned at the 
time offices once in each month, to one of the Company’s staff appointed to 
receive them, and on a date which will be duly announced. 
10. Those officials who have not time boards will receive their deposit 
books direct from the account branch and must return them there each 
month. 
Repayments and Withdrawals. 
11. Deposits will be repaid or may be withdrawn as follows: — 
Up to one-half on seven days’ notice. 
The whole on fourteen days’ notice. 
12. Under special circumstances the Company will allow deposits to be 
withdrawn without notice. 
13. Persons leaving the employ of the Company will be repaid their 
deposits at the expiration of fourteen days. 
Supplementary Rules. 
14. The interest and bonus payable under the Rules will be limited to 
a total of 10 per cent, on all deposits made after June 30th, 1901. The 
minimum will be 4 per cent, as hitherto, and the sliding scale will apply 
subject to the above limit. 
15. In the case of deposits made on or before June 30th, 1901, the 
foregoing rule will apply on and after January 1st, 1903. 
16. The Board of Directors reserve the right of fixing a limit to the 
total amount which will be received upon these terms. 
10th June, 1901.