MINORITY REPORT. 
39" 
AE 
SUMMARY OF CONCLUSIONS AND RECOMMENDATIONS. 
We append a summary of our main conclusions and 
recommendations :— 
(1) That it is neither necessary nor proper to confine the 
developments of the National Health Insurance Scheme to such 
as can be paid for within the present financial resources of the 
Scheme (para. 3). 
(2) That the local administration of additional benefits could 
be more satisfactorily carried out by the local authorities 
responsible for other health services than by Approved Societies 
(para. T). 
(3) That the failure hitherto to give effect to the provisions of 
Section 107 of the Act as to inquiries into excessive sickness has 
been largely due to the fact that the Approved Society system is 
not adapted to the purpose (para. 22). 
(4) That the test of good administration is not merely a low 
expenditure on benefits but the securing also that all insured 
persons receive the benefits to which they are entitled (para. 37). 
(5) That the intentions of Parliament as to the control of 
Approved Societies by their members have not been realised 
(para. 40). 
(6) That the Approved Society system is a hindrance to the 
development of a complete public health policy (para. 55). 
(7) That it is undesirable to retain Approved Societies any 
longer as the agencies for the distribution of cash benefits to 
insured persons (para. 3). 
(8) That Local Authorities could and should take the place of 
Approved Societies as the bodies through whom sickness and 
disablement benefits should be administered (para. 7). 
(9) That there is financial loss due to the overlapping of the 
various health services at present in operation, and that the 
money available will be increased when these services are unified 
and controlled under the Local Authority (para. 59). 
(10) That in considering the cost of proposed developments 
of Lealth services there should be taken into account the loss to 
the nation resulting from neglect to provide sufficiently for the 
health of all persons who are or will be employable (para. 60). 
(11) That an outlay which safeguards industrial well-being 
and conduces to efficiency should not be regarded as a burden on 
industry or on the community (para. 61). 
(12) That as the provision of a complete medical and treat- 
ment service would tend to prevent sickness and to effect a 
speedier and more complete. eure of illness, it would result in 
economy of expenditure on cash benefits, and that the provision