<?xml version="1.0" encoding="UTF-8"?>
<alto xmlns="http://www.loc.gov/standards/alto/ns-v2#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/standards/alto/ns-v2# http://www.loc.gov/standards/alto/alto.xsd">
  <Description>
    <MeasurementUnit>pixel</MeasurementUnit>
    <sourceImageInformation />
    <OCRProcessing ID="OCR_1">
      <preProcessingStep>
        <processingDateTime>2021-08-03T11:40:11</processingDateTime>
        <processingAgency>intranda GmbH, www.intranda.com</processingAgency>
        <processingSoftware>
          <softwareCreator>intranda GmbH, Germany</softwareCreator>
          <softwareName>intranda OCR Module for TaskManager</softwareName>
          <softwareVersion>1.0r42</softwareVersion>
        </processingSoftware>
      </preProcessingStep>
      <ocrProcessingStep>
        <processingSoftware>
          <softwareCreator>Tesseract contributors</softwareCreator>
          <softwareName>Tesseract Open Source OCR Engine</softwareName>
          <softwareVersion>4.0.0-beta.1-270-g5a56</softwareVersion>
        </processingSoftware>
      </ocrProcessingStep>
    </OCRProcessing>
  </Description>
  <Layout>
    <Page ID="PAGE_1" HEIGHT="4232" WIDTH="2864" PHYSICAL_IMG_NR="1">
      <PrintSpace ID="PrintSpace_1" HPOS="0" VPOS="0" HEIGHT="4232" WIDTH="2864">
        <TextBlock ID="TextBlock_0" HPOS="1093" VPOS="827" HEIGHT="77" WIDTH="111">
          <TextLine ID="TextLine_1" HPOS="1093.0" VPOS="854.0" HEIGHT="46" WIDTH="110">
            <String ID="Textword_1" HPOS="1093.0" VPOS="854.0" HEIGHT="46" WIDTH="110" CONTENT="XVI" WC="91" />
          </TextLine>
        </TextBlock>
        <TextBlock ID="TextBlock_1" HPOS="338" VPOS="995" HEIGHT="180" WIDTH="1629">
          <TextLine ID="TextLine_2" HPOS="342.0" VPOS="1039.0" HEIGHT="59" WIDTH="1609">
            <String ID="Textword_2" HPOS="342.0" VPOS="1039.0" HEIGHT="57" WIDTH="238" CONTENT="NORMS," WC="95" />
            <String ID="Textword_3" HPOS="618.0" VPOS="1041.0" HEIGHT="57" WIDTH="271" CONTENT="TRENDS," WC="96" />
            <String ID="Textword_4" HPOS="928.0" VPOS="1043.0" HEIGHT="44" WIDTH="135" CONTENT="AND" WC="96" />
            <String ID="Textword_5" HPOS="1104.0" VPOS="1043.0" HEIGHT="51" WIDTH="488" CONTENT="CORRELATIONS" WC="96" />
            <String ID="Textword_6" HPOS="1631.0" VPOS="1049.0" HEIGHT="46" WIDTH="73" CONTENT="IN" WC="96" />
            <String ID="Textword_7" HPOS="1743.0" VPOS="1049.0" HEIGHT="46" WIDTH="208" CONTENT="TOTAL" WC="95" />
          </TextLine>
          <TextLine ID="TextLine_3" HPOS="876.0" VPOS="1121.0" HEIGHT="50" WIDTH="537">
            <String ID="Textword_8" HPOS="876.0" VPOS="1121.0" HEIGHT="47" WIDTH="286" CONTENT="EXPENSE" WC="96" />
            <String ID="Textword_9" HPOS="1184.0" VPOS="1124.0" HEIGHT="47" WIDTH="229" CONTENT="RATIOS" WC="94" />
          </TextLine>
        </TextBlock>
        <TextBlock ID="TextBlock_2" HPOS="925" VPOS="1238" HEIGHT="68" WIDTH="447">
          <TextLine ID="TextLine_4" HPOS="925.0" VPOS="1271.0" HEIGHT="34" WIDTH="438">
            <String ID="Textword_10" HPOS="925.0" VPOS="1271.0" HEIGHT="31" WIDTH="35" CONTENT="[." WC="88" />
            <String ID="Textword_11" HPOS="994.0" VPOS="1271.0" HEIGHT="34" WIDTH="369" CONTENT="INTRODUCTION" WC="96" />
          </TextLine>
        </TextBlock>
        <TextBlock ID="TextBlock_3" HPOS="305" VPOS="1373" HEIGHT="623" WIDTH="1679">
          <TextLine ID="TextLine_5" HPOS="365.0" VPOS="1386.0" HEIGHT="62" WIDTH="1614">
            <String ID="Textword_12" HPOS="365.0" VPOS="1386.0" HEIGHT="44" WIDTH="65" CONTENT="IN" WC="95" />
            <String ID="Textword_13" HPOS="466.0" VPOS="1386.0" HEIGHT="46" WIDTH="90" CONTENT="this" WC="95" />
            <String ID="Textword_14" HPOS="593.0" VPOS="1387.0" HEIGHT="58" WIDTH="189" CONTENT="chapter" WC="95" />
            <String ID="Textword_15" HPOS="818.0" VPOS="1403.0" HEIGHT="32" WIDTH="60" CONTENT="an" WC="95" />
            <String ID="Textword_16" HPOS="914.0" VPOS="1391.0" HEIGHT="57" WIDTH="200" CONTENT="analysis" WC="96" />
            <String ID="Textword_17" HPOS="1152.0" VPOS="1393.0" HEIGHT="44" WIDTH="38" CONTENT="is" WC="96" />
            <String ID="Textword_18" HPOS="1228.0" VPOS="1395.0" HEIGHT="45" WIDTH="134" CONTENT="made" WC="96" />
            <String ID="Textword_19" HPOS="1398.0" VPOS="1395.0" HEIGHT="45" WIDTH="51" CONTENT="of" WC="95" />
            <String ID="Textword_20" HPOS="1486.0" VPOS="1396.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="95" />
            <String ID="Textword_21" HPOS="1601.0" VPOS="1398.0" HEIGHT="47" WIDTH="141" CONTENT="ratios" WC="96" />
            <String ID="Textword_22" HPOS="1779.0" VPOS="1400.0" HEIGHT="45" WIDTH="50" CONTENT="of" WC="95" />
            <String ID="Textword_23" HPOS="1864.0" VPOS="1400.0" HEIGHT="46" WIDTH="115" CONTENT="total" WC="95" />
          </TextLine>
          <TextLine ID="TextLine_6" HPOS="310.0" VPOS="1457.0" HEIGHT="57" WIDTH="1668">
            <String ID="Textword_24" HPOS="310.0" VPOS="1468.0" HEIGHT="42" WIDTH="189" CONTENT="expense" WC="96" />
            <String ID="Textword_25" HPOS="534.0" VPOS="1461.0" HEIGHT="39" WIDTH="48" CONTENT="to" WC="95" />
            <String ID="Textword_26" HPOS="616.0" VPOS="1457.0" HEIGHT="57" WIDTH="187" CONTENT="earning" WC="96" />
            <String ID="Textword_27" HPOS="838.0" VPOS="1465.0" HEIGHT="39" WIDTH="145" CONTENT="assets" WC="96" />
            <String ID="Textword_28" HPOS="1019.0" VPOS="1459.0" HEIGHT="45" WIDTH="71" CONTENT="for" WC="96" />
            <String ID="Textword_29" HPOS="1126.0" VPOS="1461.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_30" HPOS="1238.0" VPOS="1462.0" HEIGHT="46" WIDTH="202" CONTENT="member" WC="96" />
            <String ID="Textword_31" HPOS="1475.0" VPOS="1464.0" HEIGHT="47" WIDTH="148" CONTENT="banks" WC="96" />
            <String ID="Textword_32" HPOS="1658.0" VPOS="1467.0" HEIGHT="45" WIDTH="47" CONTENT="in" WC="96" />
            <String ID="Textword_33" HPOS="1742.0" VPOS="1468.0" HEIGHT="45" WIDTH="77" CONTENT="the" WC="96" />
            <String ID="Textword_34" HPOS="1857.0" VPOS="1470.0" HEIGHT="44" WIDTH="121" CONTENT="First" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_7" HPOS="305.0" VPOS="1522.0" HEIGHT="61" WIDTH="1672">
            <String ID="Textword_35" HPOS="305.0" VPOS="1522.0" HEIGHT="44" WIDTH="88" CONTENT="and" WC="94" />
            <String ID="Textword_36" HPOS="420.0" VPOS="1523.0" HEIGHT="46" WIDTH="174" CONTENT="Second" WC="94" />
            <String ID="Textword_37" HPOS="625.0" VPOS="1525.0" HEIGHT="45" WIDTH="190" CONTENT="Federal" WC="96" />
            <String ID="Textword_38" HPOS="844.0" VPOS="1527.0" HEIGHT="46" WIDTH="201" CONTENT="Reserve" WC="95" />
            <String ID="Textword_39" HPOS="1072.0" VPOS="1528.0" HEIGHT="48" WIDTH="216" CONTENT="districts." WC="95" />
            <String ID="Textword_40" HPOS="1333.0" VPOS="1531.0" HEIGHT="46" WIDTH="100" CONTENT="The" WC="96" />
            <String ID="Textword_41" HPOS="1462.0" VPOS="1534.0" HEIGHT="45" WIDTH="109" CONTENT="data" WC="96" />
            <String ID="Textword_42" HPOS="1602.0" VPOS="1535.0" HEIGHT="45" WIDTH="118" CONTENT="from" WC="96" />
            <String ID="Textword_43" HPOS="1748.0" VPOS="1537.0" HEIGHT="45" WIDTH="80" CONTENT="the" WC="96" />
            <String ID="Textword_44" HPOS="1855.0" VPOS="1538.0" HEIGHT="45" WIDTH="122" CONTENT="First" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_8" HPOS="310.0" VPOS="1590.0" HEIGHT="70" WIDTH="1668">
            <String ID="Textword_45" HPOS="310.0" VPOS="1590.0" HEIGHT="45" WIDTH="171" CONTENT="district" WC="95" />
            <String ID="Textword_46" HPOS="519.0" VPOS="1605.0" HEIGHT="31" WIDTH="134" CONTENT="cover" WC="96" />
            <String ID="Textword_47" HPOS="692.0" VPOS="1593.0" HEIGHT="45" WIDTH="77" CONTENT="the" WC="96" />
            <String ID="Textword_48" HPOS="807.0" VPOS="1595.0" HEIGHT="46" WIDTH="146" CONTENT="entire" WC="96" />
            <String ID="Textword_49" HPOS="988.0" VPOS="1596.0" HEIGHT="60" WIDTH="321" CONTENT="membership," WC="96" />
            <String ID="Textword_50" HPOS="1347.0" VPOS="1599.0" HEIGHT="46" WIDTH="125" CONTENT="bank" WC="96" />
            <String ID="Textword_51" HPOS="1510.0" VPOS="1601.0" HEIGHT="58" WIDTH="63" CONTENT="by" WC="95" />
            <String ID="Textword_52" HPOS="1610.0" VPOS="1602.0" HEIGHT="58" WIDTH="140" CONTENT="bank," WC="96" />
            <String ID="Textword_53" HPOS="1792.0" VPOS="1605.0" HEIGHT="45" WIDTH="71" CONTENT="for" WC="96" />
            <String ID="Textword_54" HPOS="1901.0" VPOS="1606.0" HEIGHT="46" WIDTH="77" CONTENT="the" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_9" HPOS="306.0" VPOS="1661.0" HEIGHT="59" WIDTH="1670">
            <String ID="Textword_55" HPOS="306.0" VPOS="1672.0" HEIGHT="42" WIDTH="126" CONTENT="years" WC="95" />
            <String ID="Textword_56" HPOS="467.0" VPOS="1673.0" HEIGHT="44" WIDTH="272" CONTENT="1922-19235," WC="71" />
            <String ID="Textword_57" HPOS="770.0" VPOS="1661.0" HEIGHT="59" WIDTH="237" CONTENT="inclusive;" WC="96" />
            <String ID="Textword_58" HPOS="1046.0" VPOS="1665.0" HEIGHT="45" WIDTH="132" CONTENT="those" WC="96" />
            <String ID="Textword_59" HPOS="1211.0" VPOS="1666.0" HEIGHT="46" WIDTH="71" CONTENT="for" WC="96" />
            <String ID="Textword_60" HPOS="1310.0" VPOS="1668.0" HEIGHT="45" WIDTH="80" CONTENT="the" WC="96" />
            <String ID="Textword_61" HPOS="1419.0" VPOS="1669.0" HEIGHT="47" WIDTH="176" CONTENT="Second" WC="96" />
            <String ID="Textword_62" HPOS="1625.0" VPOS="1672.0" HEIGHT="46" WIDTH="179" CONTENT="district" WC="96" />
            <String ID="Textword_63" HPOS="1836.0" VPOS="1675.0" HEIGHT="45" WIDTH="140" CONTENT="relate" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_10" HPOS="306.0" VPOS="1728.0" HEIGHT="72" WIDTH="1669">
            <String ID="Textword_64" HPOS="306.0" VPOS="1732.0" HEIGHT="38" WIDTH="42" CONTENT="to" WC="94" />
            <String ID="Textword_65" HPOS="377.0" VPOS="1741.0" HEIGHT="30" WIDTH="28" CONTENT="a" WC="94" />
            <String ID="Textword_66" HPOS="438.0" VPOS="1728.0" HEIGHT="56" WIDTH="174" CONTENT="sample" WC="94" />
            <String ID="Textword_67" HPOS="641.0" VPOS="1729.0" HEIGHT="44" WIDTH="51" CONTENT="of" WC="96" />
            <String ID="Textword_68" HPOS="727.0" VPOS="1732.0" HEIGHT="43" WIDTH="88" CONTENT="280" WC="91" />
            <String ID="Textword_69" HPOS="846.0" VPOS="1731.0" HEIGHT="46" WIDTH="253" CONTENT="individual" WC="96" />
            <String ID="Textword_70" HPOS="1132.0" VPOS="1733.0" HEIGHT="48" WIDTH="148" CONTENT="banks" WC="96" />
            <String ID="Textword_71" HPOS="1316.0" VPOS="1736.0" HEIGHT="45" WIDTH="72" CONTENT="for" WC="97" />
            <String ID="Textword_72" HPOS="1420.0" VPOS="1738.0" HEIGHT="45" WIDTH="79" CONTENT="the" WC="96" />
            <String ID="Textword_73" HPOS="1529.0" VPOS="1753.0" HEIGHT="43" WIDTH="135" CONTENT="years" WC="96" />
            <String ID="Textword_74" HPOS="1702.0" VPOS="1755.0" HEIGHT="45" WIDTH="273" CONTENT="1923-1923," WC="91" />
          </TextLine>
          <TextLine ID="TextLine_11" HPOS="305.0" VPOS="1793.0" HEIGHT="69" WIDTH="1672">
            <String ID="Textword_75" HPOS="305.0" VPOS="1793.0" HEIGHT="47" WIDTH="249" CONTENT="inclusive.!" WC="76" />
            <String ID="Textword_76" HPOS="627.0" VPOS="1797.0" HEIGHT="45" WIDTH="121" CONTENT="Both" WC="83" />
            <String ID="Textword_77" HPOS="789.0" VPOS="1805.0" HEIGHT="39" WIDTH="92" CONTENT="sets" WC="96" />
            <String ID="Textword_78" HPOS="918.0" VPOS="1800.0" HEIGHT="44" WIDTH="52" CONTENT="of" WC="95" />
            <String ID="Textword_79" HPOS="1009.0" VPOS="1801.0" HEIGHT="46" WIDTH="109" CONTENT="data" WC="95" />
            <String ID="Textword_80" HPOS="1156.0" VPOS="1817.0" HEIGHT="31" WIDTH="118" CONTENT="were" WC="96" />
            <String ID="Textword_81" HPOS="1313.0" VPOS="1807.0" HEIGHT="55" WIDTH="212" CONTENT="reported" WC="96" />
            <String ID="Textword_82" HPOS="1564.0" VPOS="1807.0" HEIGHT="45" WIDTH="47" CONTENT="in" WC="96" />
            <String ID="Textword_83" HPOS="1652.0" VPOS="1809.0" HEIGHT="46" WIDTH="77" CONTENT="the" WC="96" />
            <String ID="Textword_84" HPOS="1771.0" VPOS="1810.0" HEIGHT="46" WIDTH="119" CONTENT="form" WC="96" />
            <String ID="Textword_85" HPOS="1926.0" VPOS="1812.0" HEIGHT="45" WIDTH="51" CONTENT="of" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_12" HPOS="305.0" VPOS="1863.0" HEIGHT="64" WIDTH="1670">
            <String ID="Textword_86" HPOS="305.0" VPOS="1863.0" HEIGHT="55" WIDTH="148" CONTENT="ratios," WC="96" />
            <String ID="Textword_87" HPOS="482.0" VPOS="1864.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_88" HPOS="584.0" VPOS="1873.0" HEIGHT="38" WIDTH="211" CONTENT="amounts" WC="96" />
            <String ID="Textword_89" HPOS="824.0" VPOS="1868.0" HEIGHT="44" WIDTH="111" CONTENT="each" WC="95" />
            <String ID="Textword_90" HPOS="960.0" VPOS="1883.0" HEIGHT="42" WIDTH="124" CONTENT="year," WC="95" />
            <String ID="Textword_91" HPOS="1112.0" VPOS="1872.0" HEIGHT="55" WIDTH="207" CONTENT="together" WC="96" />
            <String ID="Textword_92" HPOS="1343.0" VPOS="1874.0" HEIGHT="45" WIDTH="109" CONTENT="with" WC="96" />
            <String ID="Textword_93" HPOS="1479.0" VPOS="1876.0" HEIGHT="44" WIDTH="131" CONTENT="other" WC="96" />
            <String ID="Textword_94" HPOS="1637.0" VPOS="1878.0" HEIGHT="46" WIDTH="203" CONTENT="relevant" WC="95" />
            <String ID="Textword_95" HPOS="1866.0" VPOS="1881.0" HEIGHT="46" WIDTH="109" CONTENT="data" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_13" HPOS="305.0" VPOS="1930.0" HEIGHT="66" WIDTH="1511">
            <String ID="Textword_96" HPOS="305.0" VPOS="1930.0" HEIGHT="45" WIDTH="68" CONTENT="for" WC="96" />
            <String ID="Textword_97" HPOS="409.0" VPOS="1931.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_98" HPOS="525.0" VPOS="1945.0" HEIGHT="31" WIDTH="124" CONTENT="same" WC="96" />
            <String ID="Textword_99" HPOS="687.0" VPOS="1934.0" HEIGHT="51" WIDTH="272" CONTENT="institution," WC="93" />
            <String ID="Textword_100" HPOS="1000.0" VPOS="1936.0" HEIGHT="57" WIDTH="135" CONTENT="being" WC="96" />
            <String ID="Textword_101" HPOS="1173.0" VPOS="1942.0" HEIGHT="54" WIDTH="259" CONTENT="separately" WC="95" />
            <String ID="Textword_102" HPOS="1470.0" VPOS="1944.0" HEIGHT="52" WIDTH="346" CONTENT="distinguished." WC="96" />
          </TextLine>
        </TextBlock>
        <TextBlock ID="TextBlock_4" HPOS="457" VPOS="2042" HEIGHT="85" WIDTH="1366">
          <TextLine ID="TextLine_14" HPOS="459.0" VPOS="2077.0" HEIGHT="48" WIDTH="1357">
            <String ID="Textword_103" HPOS="459.0" VPOS="2078.0" HEIGHT="30" WIDTH="39" CONTENT="2." WC="94" />
            <String ID="Textword_104" HPOS="533.0" VPOS="2077.0" HEIGHT="34" WIDTH="169" CONTENT="NORMS" WC="95" />
            <String ID="Textword_105" HPOS="739.0" VPOS="2080.0" HEIGHT="31" WIDTH="101" CONTENT="AND" WC="96" />
            <String ID="Textword_106" HPOS="879.0" VPOS="2082.0" HEIGHT="33" WIDTH="185" CONTENT="TRENDS" WC="96" />
            <String ID="Textword_107" HPOS="1102.0" VPOS="2084.0" HEIGHT="32" WIDTH="58" CONTENT="IN" WC="96" />
            <String ID="Textword_108" HPOS="1199.0" VPOS="2085.0" HEIGHT="33" WIDTH="151" CONTENT="TOTAL" WC="96" />
            <String ID="Textword_109" HPOS="1387.0" VPOS="2088.0" HEIGHT="34" WIDTH="224" CONTENT="EXPENSE" WC="96" />
            <String ID="Textword_110" HPOS="1648.0" VPOS="2091.0" HEIGHT="34" WIDTH="168" CONTENT="RATIOS" WC="96" />
          </TextLine>
        </TextBlock>
        <TextBlock ID="TextBlock_5" HPOS="305" VPOS="2165" HEIGHT="90" WIDTH="1133">
          <TextLine ID="TextLine_15" HPOS="306.0" VPOS="2197.0" HEIGHT="58" WIDTH="1102">
            <String ID="Textword_111" HPOS="306.0" VPOS="2197.0" HEIGHT="54" WIDTH="72" CONTENT="(1)" WC="96" />
            <String ID="Textword_112" HPOS="411.0" VPOS="2198.0" HEIGHT="47" WIDTH="215" CONTENT="Member" WC="94" />
            <String ID="Textword_113" HPOS="653.0" VPOS="2202.0" HEIGHT="45" WIDTH="160" CONTENT="Banks" WC="95" />
            <String ID="Textword_114" HPOS="840.0" VPOS="2203.0" HEIGHT="44" WIDTH="48" CONTENT="in" WC="95" />
            <String ID="Textword_115" HPOS="915.0" VPOS="2205.0" HEIGHT="46" WIDTH="196" CONTENT="District" WC="92" />
            <String ID="Textword_116" HPOS="1143.0" VPOS="2210.0" HEIGHT="45" WIDTH="265" CONTENT="1âBoston" WC="64" />
          </TextLine>
        </TextBlock>
        <TextBlock ID="TextBlock_6" HPOS="289" VPOS="2264" HEIGHT="1152" WIDTH="1686">
          <TextLine ID="TextLine_16" HPOS="354.0" VPOS="2288.0" HEIGHT="74" WIDTH="1617">
            <String ID="Textword_117" HPOS="354.0" VPOS="2288.0" HEIGHT="45" WIDTH="98" CONTENT="The" WC="96" />
            <String ID="Textword_118" HPOS="478.0" VPOS="2303.0" HEIGHT="44" WIDTH="192" CONTENT="average" WC="96" />
            <String ID="Textword_119" HPOS="699.0" VPOS="2292.0" HEIGHT="46" WIDTH="161" CONTENT="ratios?" WC="91" />
            <String ID="Textword_120" HPOS="888.0" VPOS="2295.0" HEIGHT="44" WIDTH="51" CONTENT="of" WC="96" />
            <String ID="Textword_121" HPOS="965.0" VPOS="2297.0" HEIGHT="44" WIDTH="115" CONTENT="total" WC="96" />
            <String ID="Textword_122" HPOS="1107.0" VPOS="2312.0" HEIGHT="43" WIDTH="195" CONTENT="expense" WC="96" />
            <String ID="Textword_123" HPOS="1329.0" VPOS="2308.0" HEIGHT="38" WIDTH="47" CONTENT="to" WC="96" />
            <String ID="Textword_124" HPOS="1404.0" VPOS="2304.0" HEIGHT="58" WIDTH="188" CONTENT="earning" WC="95" />
            <String ID="Textword_125" HPOS="1619.0" VPOS="2313.0" HEIGHT="39" WIDTH="145" CONTENT="assets" WC="95" />
            <String ID="Textword_126" HPOS="1795.0" VPOS="2308.0" HEIGHT="45" WIDTH="71" CONTENT="for" WC="96" />
            <String ID="Textword_127" HPOS="1893.0" VPOS="2309.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_17" HPOS="293.0" VPOS="2356.0" HEIGHT="77" WIDTH="1677">
            <String ID="Textword_128" HPOS="293.0" VPOS="2356.0" HEIGHT="46" WIDTH="199" CONTENT="member" WC="94" />
            <String ID="Textword_129" HPOS="522.0" VPOS="2357.0" HEIGHT="48" WIDTH="147" CONTENT="banks" WC="96" />
            <String ID="Textword_130" HPOS="699.0" VPOS="2361.0" HEIGHT="44" WIDTH="46" CONTENT="in" WC="96" />
            <String ID="Textword_131" HPOS="776.0" VPOS="2362.0" HEIGHT="47" WIDTH="195" CONTENT="District" WC="96" />
            <String ID="Textword_132" HPOS="1006.0" VPOS="2379.0" HEIGHT="42" WIDTH="38" CONTENT="1," WC="95" />
            <String ID="Textword_133" HPOS="1073.0" VPOS="2366.0" HEIGHT="48" WIDTH="227" CONTENT="classified" WC="95" />
            <String ID="Textword_134" HPOS="1329.0" VPOS="2369.0" HEIGHT="59" WIDTH="63" CONTENT="by" WC="96" />
            <String ID="Textword_135" HPOS="1420.0" VPOS="2386.0" HEIGHT="42" WIDTH="134" CONTENT="years" WC="96" />
            <String ID="Textword_136" HPOS="1585.0" VPOS="2375.0" HEIGHT="45" WIDTH="92" CONTENT="and" WC="96" />
            <String ID="Textword_137" HPOS="1706.0" VPOS="2374.0" HEIGHT="59" WIDTH="64" CONTENT="by" WC="96" />
            <String ID="Textword_138" HPOS="1798.0" VPOS="2377.0" HEIGHT="45" WIDTH="93" CONTENT="size" WC="96" />
            <String ID="Textword_139" HPOS="1922.0" VPOS="2378.0" HEIGHT="44" WIDTH="48" CONTENT="of" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_18" HPOS="293.0" VPOS="2424.0" HEIGHT="67" WIDTH="1677">
            <String ID="Textword_140" HPOS="293.0" VPOS="2424.0" HEIGHT="57" WIDTH="93" CONTENT="city" WC="96" />
            <String ID="Textword_141" HPOS="410.0" VPOS="2425.0" HEIGHT="45" WIDTH="48" CONTENT="in" WC="96" />
            <String ID="Textword_142" HPOS="483.0" VPOS="2427.0" HEIGHT="45" WIDTH="147" CONTENT="which" WC="96" />
            <String ID="Textword_143" HPOS="656.0" VPOS="2429.0" HEIGHT="47" WIDTH="179" CONTENT="located" WC="96" />
            <String ID="Textword_144" HPOS="861.0" VPOS="2445.0" HEIGHT="32" WIDTH="78" CONTENT="are" WC="96" />
            <String ID="Textword_145" HPOS="966.0" VPOS="2433.0" HEIGHT="46" WIDTH="157" CONTENT="shown" WC="96" />
            <String ID="Textword_146" HPOS="1148.0" VPOS="2436.0" HEIGHT="44" WIDTH="46" CONTENT="in" WC="96" />
            <String ID="Textword_147" HPOS="1221.0" VPOS="2437.0" HEIGHT="47" WIDTH="145" CONTENT="Table" WC="96" />
            <String ID="Textword_148" HPOS="1399.0" VPOS="2442.0" HEIGHT="44" WIDTH="99" CONTENT="161." WC="92" />
            <String ID="Textword_149" HPOS="1541.0" VPOS="2442.0" HEIGHT="46" WIDTH="101" CONTENT="The" WC="96" />
            <String ID="Textword_150" HPOS="1667.0" VPOS="2443.0" HEIGHT="47" WIDTH="158" CONTENT="lowest" WC="96" />
            <String ID="Textword_151" HPOS="1853.0" VPOS="2447.0" HEIGHT="44" WIDTH="117" CONTENT="ratio" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_19" HPOS="297.0" VPOS="2492.0" HEIGHT="79" WIDTH="1671">
            <String ID="Textword_152" HPOS="297.0" VPOS="2492.0" HEIGHT="45" WIDTH="66" CONTENT="for" WC="96" />
            <String ID="Textword_153" HPOS="390.0" VPOS="2493.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_154" HPOS="495.0" VPOS="2496.0" HEIGHT="45" WIDTH="143" CONTENT="entire" WC="96" />
            <String ID="Textword_155" HPOS="668.0" VPOS="2498.0" HEIGHT="46" WIDTH="177" CONTENT="district" WC="96" />
            <String ID="Textword_156" HPOS="872.0" VPOS="2500.0" HEIGHT="45" WIDTH="38" CONTENT="is" WC="96" />
            <String ID="Textword_157" HPOS="938.0" VPOS="2515.0" HEIGHT="43" WIDTH="120" CONTENT="4.07," WC="96" />
            <String ID="Textword_158" HPOS="1087.0" VPOS="2503.0" HEIGHT="45" WIDTH="47" CONTENT="in" WC="96" />
            <String ID="Textword_159" HPOS="1166.0" VPOS="2518.0" HEIGHT="44" WIDTH="130" CONTENT="1922," WC="96" />
            <String ID="Textword_160" HPOS="1323.0" VPOS="2508.0" HEIGHT="45" WIDTH="92" CONTENT="and" WC="96" />
            <String ID="Textword_161" HPOS="1442.0" VPOS="2509.0" HEIGHT="46" WIDTH="79" CONTENT="the" WC="96" />
            <String ID="Textword_162" HPOS="1548.0" VPOS="2511.0" HEIGHT="58" WIDTH="196" CONTENT="highest," WC="96" />
            <String ID="Textword_163" HPOS="1771.0" VPOS="2527.0" HEIGHT="44" WIDTH="121" CONTENT="4.23," WC="65" />
            <String ID="Textword_164" HPOS="1922.0" VPOS="2515.0" HEIGHT="45" WIDTH="46" CONTENT="in" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_20" HPOS="297.0" VPOS="2563.0" HEIGHT="72" WIDTH="1671">
            <String ID="Textword_165" HPOS="297.0" VPOS="2573.0" HEIGHT="44" WIDTH="125" CONTENT="1925." WC="95" />
            <String ID="Textword_166" HPOS="468.0" VPOS="2563.0" HEIGHT="45" WIDTH="90" CONTENT="For" WC="95" />
            <String ID="Textword_167" HPOS="584.0" VPOS="2563.0" HEIGHT="48" WIDTH="148" CONTENT="banks" WC="96" />
            <String ID="Textword_168" HPOS="758.0" VPOS="2566.0" HEIGHT="45" WIDTH="47" CONTENT="in" WC="96" />
            <String ID="Textword_169" HPOS="834.0" VPOS="2568.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_170" HPOS="939.0" VPOS="2572.0" HEIGHT="44" WIDTH="174" CONTENT="several" WC="96" />
            <String ID="Textword_171" HPOS="1140.0" VPOS="2587.0" HEIGHT="44" WIDTH="168" CONTENT="groups" WC="96" />
            <String ID="Textword_172" HPOS="1336.0" VPOS="2576.0" HEIGHT="44" WIDTH="50" CONTENT="of" WC="96" />
            <String ID="Textword_173" HPOS="1413.0" VPOS="2577.0" HEIGHT="58" WIDTH="145" CONTENT="cities," WC="95" />
            <String ID="Textword_174" HPOS="1585.0" VPOS="2580.0" HEIGHT="46" WIDTH="79" CONTENT="the" WC="96" />
            <String ID="Textword_175" HPOS="1691.0" VPOS="2582.0" HEIGHT="46" WIDTH="141" CONTENT="ratios" WC="96" />
            <String ID="Textword_176" HPOS="1858.0" VPOS="2584.0" HEIGHT="45" WIDTH="110" CONTENT="tend" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_21" HPOS="294.0" VPOS="2629.0" HEIGHT="86" WIDTH="1676">
            <String ID="Textword_177" HPOS="294.0" VPOS="2635.0" HEIGHT="38" WIDTH="44" CONTENT="to" WC="96" />
            <String ID="Textword_178" HPOS="358.0" VPOS="2629.0" HEIGHT="48" WIDTH="203" CONTENT="increase" WC="96" />
            <String ID="Textword_179" HPOS="581.0" VPOS="2632.0" HEIGHT="45" WIDTH="46" CONTENT="in" WC="96" />
            <String ID="Textword_180" HPOS="650.0" VPOS="2642.0" HEIGHT="39" WIDTH="189" CONTENT="amount" WC="96" />
            <String ID="Textword_181" HPOS="860.0" VPOS="2651.0" HEIGHT="31" WIDTH="50" CONTENT="as" WC="96" />
            <String ID="Textword_182" HPOS="933.0" VPOS="2638.0" HEIGHT="45" WIDTH="77" CONTENT="the" WC="96" />
            <String ID="Textword_183" HPOS="1031.0" VPOS="2640.0" HEIGHT="46" WIDTH="129" CONTENT="cities" WC="96" />
            <String ID="Textword_184" HPOS="1181.0" VPOS="2642.0" HEIGHT="47" WIDTH="204" CONTENT="increase" WC="96" />
            <String ID="Textword_185" HPOS="1406.0" VPOS="2646.0" HEIGHT="44" WIDTH="47" CONTENT="in" WC="96" />
            <String ID="Textword_186" HPOS="1474.0" VPOS="2647.0" HEIGHT="46" WIDTH="92" CONTENT="size" WC="96" />
            <String ID="Textword_187" HPOS="1589.0" VPOS="2650.0" HEIGHT="44" WIDTH="117" CONTENT="until" WC="96" />
            <String ID="Textword_188" HPOS="1728.0" VPOS="2651.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_189" HPOS="1825.0" VPOS="2650.0" HEIGHT="65" WIDTH="145" CONTENT="popu-" WC="92" />
          </TextLine>
          <TextLine ID="TextLine_22" HPOS="293.0" VPOS="2696.0" HEIGHT="72" WIDTH="1675">
            <String ID="Textword_190" HPOS="293.0" VPOS="2696.0" HEIGHT="47" WIDTH="137" CONTENT="lation" WC="96" />
            <String ID="Textword_191" HPOS="464.0" VPOS="2700.0" HEIGHT="46" WIDTH="183" CONTENT="reaches" WC="96" />
            <String ID="Textword_192" HPOS="684.0" VPOS="2717.0" HEIGHT="42" WIDTH="206" CONTENT="120,000." WC="96" />
            <String ID="Textword_193" HPOS="940.0" VPOS="2707.0" HEIGHT="44" WIDTH="56" CONTENT="In" WC="96" />
            <String ID="Textword_194" HPOS="1027.0" VPOS="2708.0" HEIGHT="45" WIDTH="90" CONTENT="this" WC="96" />
            <String ID="Textword_195" HPOS="1150.0" VPOS="2724.0" HEIGHT="44" WIDTH="145" CONTENT="group" WC="96" />
            <String ID="Textword_196" HPOS="1326.0" VPOS="2713.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_197" HPOS="1438.0" VPOS="2715.0" HEIGHT="46" WIDTH="140" CONTENT="ratios" WC="96" />
            <String ID="Textword_198" HPOS="1610.0" VPOS="2732.0" HEIGHT="31" WIDTH="77" CONTENT="are" WC="97" />
            <String ID="Textword_199" HPOS="1719.0" VPOS="2721.0" HEIGHT="45" WIDTH="249" CONTENT="somewhat" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_23" HPOS="293.0" VPOS="2765.0" HEIGHT="69" WIDTH="1673">
            <String ID="Textword_200" HPOS="293.0" VPOS="2765.0" HEIGHT="45" WIDTH="131" CONTENT="lower" WC="96" />
            <String ID="Textword_201" HPOS="451.0" VPOS="2768.0" HEIGHT="44" WIDTH="112" CONTENT="each" WC="96" />
            <String ID="Textword_202" HPOS="592.0" VPOS="2783.0" HEIGHT="43" WIDTH="111" CONTENT="year" WC="96" />
            <String ID="Textword_203" HPOS="730.0" VPOS="2771.0" HEIGHT="46" WIDTH="113" CONTENT="than" WC="96" />
            <String ID="Textword_204" HPOS="872.0" VPOS="2787.0" HEIGHT="32" WIDTH="79" CONTENT="are" WC="96" />
            <String ID="Textword_205" HPOS="977.0" VPOS="2775.0" HEIGHT="47" WIDTH="132" CONTENT="those" WC="96" />
            <String ID="Textword_206" HPOS="1141.0" VPOS="2777.0" HEIGHT="46" WIDTH="71" CONTENT="for" WC="97" />
            <String ID="Textword_207" HPOS="1238.0" VPOS="2778.0" HEIGHT="48" WIDTH="148" CONTENT="banks" WC="96" />
            <String ID="Textword_208" HPOS="1414.0" VPOS="2782.0" HEIGHT="48" WIDTH="181" CONTENT="located" WC="96" />
            <String ID="Textword_209" HPOS="1623.0" VPOS="2786.0" HEIGHT="45" WIDTH="47" CONTENT="in" WC="96" />
            <String ID="Textword_210" HPOS="1697.0" VPOS="2788.0" HEIGHT="45" WIDTH="130" CONTENT="cities" WC="96" />
            <String ID="Textword_211" HPOS="1856.0" VPOS="2790.0" HEIGHT="44" WIDTH="110" CONTENT="with" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_24" HPOS="293.0" VPOS="2835.0" HEIGHT="68" WIDTH="1675">
            <String ID="Textword_212" HPOS="293.0" VPOS="2835.0" HEIGHT="55" WIDTH="263" CONTENT="population" WC="96" />
            <String ID="Textword_213" HPOS="596.0" VPOS="2837.0" HEIGHT="45" WIDTH="50" CONTENT="of" WC="95" />
            <String ID="Textword_214" HPOS="685.0" VPOS="2853.0" HEIGHT="42" WIDTH="167" CONTENT="40,000" WC="95" />
            <String ID="Textword_215" HPOS="893.0" VPOS="2847.0" HEIGHT="40" WIDTH="47" CONTENT="to" WC="96" />
            <String ID="Textword_216" HPOS="985.0" VPOS="2858.0" HEIGHT="42" WIDTH="205" CONTENT="120,000." WC="93" />
            <String ID="Textword_217" HPOS="1247.0" VPOS="2849.0" HEIGHT="45" WIDTH="113" CONTENT="This" WC="96" />
            <String ID="Textword_218" HPOS="1400.0" VPOS="2850.0" HEIGHT="47" WIDTH="125" CONTENT="table" WC="96" />
            <String ID="Textword_219" HPOS="1562.0" VPOS="2853.0" HEIGHT="47" WIDTH="148" CONTENT="shows" WC="95" />
            <String ID="Textword_220" HPOS="1752.0" VPOS="2857.0" HEIGHT="45" WIDTH="101" CONTENT="that" WC="96" />
            <String ID="Textword_221" HPOS="1889.0" VPOS="2858.0" HEIGHT="45" WIDTH="79" CONTENT="the" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_25" HPOS="289.0" VPOS="2905.0" HEIGHT="73" WIDTH="1677">
            <String ID="Textword_222" HPOS="289.0" VPOS="2915.0" HEIGHT="44" WIDTH="190" CONTENT="average" WC="96" />
            <String ID="Textword_223" HPOS="507.0" VPOS="2905.0" HEIGHT="45" WIDTH="140" CONTENT="ratios" WC="96" />
            <String ID="Textword_224" HPOS="673.0" VPOS="2921.0" HEIGHT="44" WIDTH="116" CONTENT="vary" WC="96" />
            <String ID="Textword_225" HPOS="814.0" VPOS="2911.0" HEIGHT="58" WIDTH="243" CONTENT="according" WC="96" />
            <String ID="Textword_226" HPOS="1086.0" VPOS="2919.0" HEIGHT="39" WIDTH="48" CONTENT="to" WC="95" />
            <String ID="Textword_227" HPOS="1160.0" VPOS="2929.0" HEIGHT="42" WIDTH="133" CONTENT="years" WC="95" />
            <String ID="Textword_228" HPOS="1321.0" VPOS="2919.0" HEIGHT="44" WIDTH="92" CONTENT="and" WC="96" />
            <String ID="Textword_229" HPOS="1439.0" VPOS="2925.0" HEIGHT="39" WIDTH="51" CONTENT="to" WC="96" />
            <String ID="Textword_230" HPOS="1515.0" VPOS="2921.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_231" HPOS="1618.0" VPOS="2924.0" HEIGHT="54" WIDTH="270" CONTENT="population" WC="96" />
            <String ID="Textword_232" HPOS="1915.0" VPOS="2927.0" HEIGHT="45" WIDTH="51" CONTENT="of" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_26" HPOS="293.0" VPOS="2969.0" HEIGHT="61" WIDTH="1025">
            <String ID="Textword_233" HPOS="293.0" VPOS="2969.0" HEIGHT="46" WIDTH="72" CONTENT="the" WC="96" />
            <String ID="Textword_234" HPOS="388.0" VPOS="2971.0" HEIGHT="57" WIDTH="95" CONTENT="city" WC="96" />
            <String ID="Textword_235" HPOS="506.0" VPOS="2972.0" HEIGHT="44" WIDTH="48" CONTENT="in" WC="96" />
            <String ID="Textword_236" HPOS="578.0" VPOS="2974.0" HEIGHT="45" WIDTH="146" CONTENT="which" WC="96" />
            <String ID="Textword_237" HPOS="748.0" VPOS="2976.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_238" HPOS="849.0" VPOS="2977.0" HEIGHT="47" WIDTH="148" CONTENT="banks" WC="96" />
            <String ID="Textword_239" HPOS="1024.0" VPOS="2995.0" HEIGHT="31" WIDTH="77" CONTENT="are" WC="96" />
            <String ID="Textword_240" HPOS="1126.0" VPOS="2982.0" HEIGHT="48" WIDTH="192" CONTENT="located." WC="96" />
          </TextLine>
          <TextLine ID="TextLine_27" HPOS="344.0" VPOS="3038.0" HEIGHT="71" WIDTH="1618">
            <String ID="Textword_241" HPOS="344.0" VPOS="3038.0" HEIGHT="45" WIDTH="73" CONTENT="An" WC="96" />
            <String ID="Textword_242" HPOS="446.0" VPOS="3040.0" HEIGHT="48" WIDTH="272" CONTENT="alternative" WC="96" />
            <String ID="Textword_243" HPOS="744.0" VPOS="3045.0" HEIGHT="47" WIDTH="186" CONTENT="method" WC="96" />
            <String ID="Textword_244" HPOS="957.0" VPOS="3048.0" HEIGHT="44" WIDTH="51" CONTENT="of" WC="96" />
            <String ID="Textword_245" HPOS="1033.0" VPOS="3053.0" HEIGHT="56" WIDTH="262" CONTENT="presenting" WC="96" />
            <String ID="Textword_246" HPOS="1322.0" VPOS="3054.0" HEIGHT="45" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_247" HPOS="1429.0" VPOS="3055.0" HEIGHT="47" WIDTH="109" CONTENT="data" WC="96" />
            <String ID="Textword_248" HPOS="1566.0" VPOS="3058.0" HEIGHT="45" WIDTH="38" CONTENT="is" WC="96" />
            <String ID="Textword_249" HPOS="1632.0" VPOS="3059.0" HEIGHT="50" WIDTH="258" CONTENT="illustrated" WC="94" />
            <String ID="Textword_250" HPOS="1916.0" VPOS="3064.0" HEIGHT="44" WIDTH="46" CONTENT="in" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_28" HPOS="293.0" VPOS="3105.0" HEIGHT="81" WIDTH="1669">
            <String ID="Textword_251" HPOS="293.0" VPOS="3105.0" HEIGHT="47" WIDTH="137" CONTENT="Table" WC="96" />
            <String ID="Textword_252" HPOS="465.0" VPOS="3111.0" HEIGHT="56" WIDTH="100" CONTENT="162," WC="96" />
            <String ID="Textword_253" HPOS="599.0" VPOS="3110.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_254" HPOS="708.0" VPOS="3110.0" HEIGHT="48" WIDTH="132" CONTENT="bases" WC="96" />
            <String ID="Textword_255" HPOS="871.0" VPOS="3115.0" HEIGHT="44" WIDTH="52" CONTENT="of" WC="96" />
            <String ID="Textword_256" HPOS="953.0" VPOS="3116.0" HEIGHT="60" WIDTH="267" CONTENT="classifying" WC="96" />
            <String ID="Textword_257" HPOS="1252.0" VPOS="3121.0" HEIGHT="46" WIDTH="78" CONTENT="the" WC="96" />
            <String ID="Textword_258" HPOS="1362.0" VPOS="3122.0" HEIGHT="48" WIDTH="148" CONTENT="banks" WC="96" />
            <String ID="Textword_259" HPOS="1540.0" VPOS="3125.0" HEIGHT="59" WIDTH="137" CONTENT="being" WC="96" />
            <String ID="Textword_260" HPOS="1705.0" VPOS="3143.0" HEIGHT="43" WIDTH="135" CONTENT="years" WC="95" />
            <String ID="Textword_261" HPOS="1870.0" VPOS="3133.0" HEIGHT="45" WIDTH="92" CONTENT="and" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_29" HPOS="289.0" VPOS="3173.0" HEIGHT="80" WIDTH="1673">
            <String ID="Textword_262" HPOS="289.0" VPOS="3173.0" HEIGHT="48" WIDTH="177" CONTENT="volume" WC="96" />
            <String ID="Textword_263" HPOS="489.0" VPOS="3176.0" HEIGHT="45" WIDTH="52" CONTENT="of" WC="96" />
            <String ID="Textword_264" HPOS="567.0" VPOS="3179.0" HEIGHT="58" WIDTH="188" CONTENT="earning" WC="96" />
            <String ID="Textword_265" HPOS="783.0" VPOS="3188.0" HEIGHT="41" WIDTH="159" CONTENT="assets." WC="95" />
            <String ID="Textword_266" HPOS="986.0" VPOS="3185.0" HEIGHT="46" WIDTH="100" CONTENT="The" WC="96" />
            <String ID="Textword_267" HPOS="1115.0" VPOS="3187.0" HEIGHT="47" WIDTH="124" CONTENT="table" WC="96" />
            <String ID="Textword_268" HPOS="1264.0" VPOS="3189.0" HEIGHT="48" WIDTH="149" CONTENT="shows" WC="96" />
            <String ID="Textword_269" HPOS="1440.0" VPOS="3192.0" HEIGHT="59" WIDTH="115" CONTENT="that," WC="96" />
            <String ID="Textword_270" HPOS="1583.0" VPOS="3203.0" HEIGHT="50" WIDTH="161" CONTENT="except" WC="96" />
            <String ID="Textword_271" HPOS="1773.0" VPOS="3198.0" HEIGHT="46" WIDTH="71" CONTENT="for" WC="96" />
            <String ID="Textword_272" HPOS="1872.0" VPOS="3207.0" HEIGHT="39" WIDTH="90" CONTENT="two" WC="96" />
          </TextLine>
          <TextLine ID="TextLine_30" HPOS="331.0" VPOS="3282.0" HEIGHT="60" WIDTH="944">
            <String ID="Textword_273" HPOS="331.0" VPOS="3282.0" HEIGHT="22" WIDTH="16" CONTENT="1" WC="52" />
            <String ID="Textword_274" HPOS="360.0" VPOS="3285.0" HEIGHT="44" WIDTH="133" CONTENT="Except" WC="94" />
            <String ID="Textword_275" HPOS="512.0" VPOS="3287.0" HEIGHT="35" WIDTH="58" CONTENT="for" WC="96" />
            <String ID="Textword_276" HPOS="587.0" VPOS="3290.0" HEIGHT="34" WIDTH="132" CONTENT="certain" WC="95" />
            <String ID="Textword_277" HPOS="737.0" VPOS="3291.0" HEIGHT="47" WIDTH="264" CONTENT="substitutions;" WC="95" />
            <String ID="Textword_278" HPOS="1022.0" VPOS="3307.0" HEIGHT="24" WIDTH="53" CONTENT="see" WC="95" />
            <String ID="Textword_279" HPOS="1093.0" VPOS="3308.0" HEIGHT="32" WIDTH="87" CONTENT="page" WC="96" />
            <String ID="Textword_280" HPOS="1201.0" VPOS="3309.0" HEIGHT="33" WIDTH="74" CONTENT="299." WC="96" />
          </TextLine>
          <TextLine ID="TextLine_31" HPOS="334.0" VPOS="3348.0" HEIGHT="65" WIDTH="1451">
            <String ID="Textword_281" HPOS="334.0" VPOS="3348.0" HEIGHT="20" WIDTH="11" CONTENT="*" WC="81" />
            <String ID="Textword_282" HPOS="356.0" VPOS="3348.0" HEIGHT="42" WIDTH="177" CONTENT="Obtained" WC="96" />
            <String ID="Textword_283" HPOS="556.0" VPOS="3355.0" HEIGHT="38" WIDTH="48" CONTENT="by" WC="96" />
            <String ID="Textword_284" HPOS="628.0" VPOS="3358.0" HEIGHT="39" WIDTH="131" CONTENT="adding" WC="96" />
            <String ID="Textword_285" HPOS="782.0" VPOS="3360.0" HEIGHT="34" WIDTH="59" CONTENT="the" WC="96" />
            <String ID="Textword_286" HPOS="865.0" VPOS="3363.0" HEIGHT="34" WIDTH="108" CONTENT="ratios" WC="96" />
            <String ID="Textword_287" HPOS="994.0" VPOS="3365.0" HEIGHT="34" WIDTH="71" CONTENT="and" WC="96" />
            <String ID="Textword_288" HPOS="1089.0" VPOS="3366.0" HEIGHT="44" WIDTH="159" CONTENT="dividing" WC="95" />
            <String ID="Textword_289" HPOS="1272.0" VPOS="3369.0" HEIGHT="42" WIDTH="48" CONTENT="by" WC="96" />
            <String ID="Textword_290" HPOS="1344.0" VPOS="3371.0" HEIGHT="34" WIDTH="59" CONTENT="the" WC="96" />
            <String ID="Textword_291" HPOS="1426.0" VPOS="3373.0" HEIGHT="35" WIDTH="149" CONTENT="number" WC="96" />
            <String ID="Textword_292" HPOS="1599.0" VPOS="3375.0" HEIGHT="34" WIDTH="39" CONTENT="of" WC="96" />
            <String ID="Textword_293" HPOS="1662.0" VPOS="3376.0" HEIGHT="37" WIDTH="123" CONTENT="banks." WC="95" />
          </TextLine>
        </TextBlock>
        <Illustration ID="Illustration_1" HPOS="1553" VPOS="511" HEIGHT="2712" WIDTH="816" TYPE="Picture" />
        <Illustration ID="Illustration_2" HPOS="436" VPOS="593" HEIGHT="126" WIDTH="477" TYPE="Picture" />
        <Illustration ID="Illustration_3" HPOS="764" VPOS="671" HEIGHT="28" WIDTH="42" TYPE="Picture" />
      </PrintSpace>
    </Page>
  </Layout>
</alto>