CONTENTS xiii PART III. CORRELATED SERIES FOR ALL MEMBER BANKS BY DISTRICTS VIII INTRODUCTION o JJ IX SERIES CORRELATED WITH EARNING ASSETS . . . . . . . . . 157 1. Series Correlated with Ratios of Loans and Discounts to Earning Assets . . . . . . . . . . . . . .. I57 2. Series Correlated with Ratios of Investments to Earning Assets . Lo. . 169 X Series CORRELATED WITH DEpPosITS . . . 1. Series Correlated with Ratios of Total Deposits to Earning Assets . . . . . . ; Series Correlated with Ratios of Demand Deposits . (1) Ratios of Demand Deposits to Earning Assets (2) Ratios of Demand Deposits to Total Deposits . 3. Series Correlated with Ratios of Time Deposits (1) Ratios of Time Deposits to Earning Assets (2) Ratios of Time Deposits to Total Deposits [71 171 175 I75 181 192 192 197 X1 Serres CORRELATED WITH GRoss EARNINGS 212 X11 SERIES CORRELATED WITH OPERATING EXPENSES i. Introduction . . . . . . . 2, Total Expense . > how 3. Individual Expenses (1) Salaries and Wages (2) Interest on Deposits . . . . . . . . . . . .. (3) Interest and Discounts on Borrowed Money . . . . XI111 SERIES CORRELATED WITH NET EARNINGS 228 228 229 242 242 244 247 32