KXIV 
BANKING STANDARDS 
88. Number of Districts with Ratios of Net Earnings to Earn- 
ing Assets and of Net Earnings to Gross Earnings, Above 
or Below Their Respective Averages for the Period, 1919- 
1925 ..-- A 
IAQ 
Number of Districts in Which the Ratios of Net Earnings 
to Earning Assets and of Net Earnings to Gross Earnings 
Agree or Disagree as to Their Positions Relative to Their 
Respective Averages for the Period, 1919-1925........ 
Number of Districts with Ratios of Net Earnings to Earn- 
ing Assets and of Net Earnings to Gross Earnings In- 
creasing or Decreasing from Year to Year, 1919-1925. . 
pr. Number of Districts in Which the Directions of Change 
from Year to Year in Ratios of Net Earnings to Earning 
Assets and of Net Earnings to Gross Earnings Agree or 
Disagree, 1919-1925...... Cees 
140 
IA 
142 
02. 
Number of Years, 1919-1925, in Which the District Ratios 
of Net Earnings to Earning Assets and of Net Earnings 
to Gross Earnings were Above or Below the Correspond- 
ing Yearly Averages for the Country as a Whole. ....... 
Number of Years in Which District Ratios of Net Earn- 
ings to Earning Assets, and of Net Earnings to Gross 
Earnings were, in the Same Years, Above or Below the 
Yearly Averages for the Country as a Whole, 1919-1925 
Ratios of Net Earnings to Gross Earnings in National 
Banks, Federal Reserve System, by Years and by Fed- 
eral Reserve Districts. . 
Ratios of Net Earnings to Gross Earnings in State Banks, 
Federal Reserve System, by Years and by Federal Re- 
serve Districts ... 
14% 
03. 
144 
04. 
146 
95. 
06. Correlation of District Differences of Ratios in Paired 
Series; Loans and Discounts and of Gross Earnings to 
Earning Assets ........- inn ese 138 
97. Correlation of District Deviations of Ratios in Paired Series 158 
98. Correlation of Year-to-Year Percentage Changes of District 
Ratios in Paired Series....... . er-ee. I60 
147 
99. Net Percentage Year-to-Year Changes in Different Ratios 
Correlated with Position and Direction of Change in 
Ratios of Loans and Discounts to Earning Assets, 1919- 
[025 ee 8 0 ® 0 0 0 To a 0 0 08 
100. Correlation of Deviations of Ratios in Paired Series...... 
roi. Nature of Correlation of Percentage Differences and 
163 
165