Xxxviii BANKING STANDARDS 43. Comparison of Ratios of Demand Deposits to Total Deposits and of Total Expense to Earning Assets, by Federal Re- serve Districts, 1919-1925... 44. Comparison of Ratios of Demand Deposits to Total Deposits and of Net Earnings to Earning Assets, by Federal Reserve Districts, 1919-1925 ....- Comparison of Ratios of Time Deposits to Total Deposits and of Total Expense to Gross Earnings, by Federal Re- serve Districts, 1919-1925......- "5a 45. 46. Comparison of Ratios of Gross Earnings and of Total Ex- pense to Earning Assets, by Federal Reserve Districts, 101Q-I025 «veu..- >» a 47. Comparison of Ratios of Gross Earnings and of Net Earn- ings to Earning Assets, by Federal Reserve Districts, 1919- 1925 eoecnconnn- Cr erenans 48. Comparison of Ratios of Total Expense and of Net Earn- ings to Earning Assets, by Federal Reserve Districts, 1010-10928 ....0..- Distribution of Ratios of Net Earnings to Earning Assets with Reference to Variable Ratios of Gross Earnings and of Total Expense to Earning Assets, Member Banks, Bos- ton Federal Reserve District, 1924 and 1925.......... 50. Changes in Ratios of Net Earnings to Earning Assets, Rela- tive to Changes in Ratios of Gross Earnings and of Total Expense to Earning Assets, Member Banks, Boston Fed- eral Reserve District, 1924-1925........ nw x 51. Debits to Individual Accounts—All Member Banks. Com- parison of Amounts in the Federal Reserve Districts with those for the Country as a Whole, 1919-1925.......... Comparison of Amounts of Earning Assets and Debits to Individual Accounts, by Federal Reserve Districts, 1919- [025 «vvvunn- Ceeeiaes APPENDIX I I. Regression Lines of Changes in Ratios of Net Earnings to Earning Assets on Ratios of Gross Earnings and on Ratios of Total Expense to Earning Assets, Member Banks, Bos- ton Federal Reserve District, 1024-1925. ...00c000av.ns APPENDIX II I. Correspondent Relations of a Member Bank, First Federal Reserve District, 1924... 188 100 208 222 223 2471 222 338 350 352 384 302