A 
BANKING STANDARDS 
TABLE 2 
PERCENTAGE RELATION OF ALL MEMBER BANKS To THE ToTAL¥* 
BANKS IN THE UNITED STATES 
PERCENTAGE 
YEARS 
(June 30) 
Average. ... 
A a 
ROR # FF oe B® a 00 vse e er 
kre * “as eer roe 
3028 ns saasescrs 
O24. cuwisanns 
1025... 
Number 
22.0 
30.3 
21.2 
51.6 
32.6 
“2.7 
22 C 
23 
Earning 
Assets 
Total 
Deposits 
€or. 2 
61.4 
60.6 60.5 
61.4 60.8 
60.5 60.3 
60.4 62.0 
60.7 61.2 
59.8% 61.9 
60 1 62.4 
‘Except (1) the Federal Reserve Banks, Federal Land Banks, and Federal Intermediate Banks; and 
(2) a certain number of non-reporting private banks, which varies somewhat from year to year, 
but which was reported, by the Comptroller of Currency, to be 437 in June, 1925, and to have de- 
posits of $105,600,000. 
for each of the years ending June 30 are obtained by averaging 
the reported data for the preceding December 31 and for the 
stated June 30. 
Between June, 1919, and June, 1925, the number of member 
banks in the System increased from 8,822 to 9,538.2 The mem- 
bership, by years and by districts, is shown in Table 1. The im- 
portance of the banks in the Federal Reserve system, relative to 
all banks in the United States, is indicated in Table 2. From this 
table it is seen that the banks in the System, during the years 
1010-19235, represent approximately 32% of the number and have 
approximately 60% of the earning assets and of the total deposits 
of all of the banks in the United States. 
Our interest, however, is not primarily in the changes in the 
membership of the banks in the System nor in the changes in the 
proportions which the earning assets and the total deposits of the 
member banks constitute of those for the banks in the entire 
country. It is rather in the composition of the earning assets of 
all member banks and of those in each of the several districts, 
when this is studied according to (1) the positions occupied by 
each district, year by year, relative to the average for the entire 
period covered; (2) the changes in each district from year to 
8 These data refer to June 30. Source, Federal Reserve Bulletin.