Ko. 
BANKING STANDARDS 
CHART 2 
RATIOS OF LOANS AND D1SCOUNTS TO EARNING ASSETS — ALL MEMBER 
Banks 
Comparison of Federal Reserve District Ratios with those for 
the Country as a Whole, 1919-1923 
(The slopes of these lines, not their vertical positions, are significant. See page 21.) 
COUNTRY AS A WHOLE cccacana- DISTRICTS eo 
1919 1920 1921 1922 1923 1924 1925 1919 1920 1921 1922 1923 1924 192° 
BOSTON 
TET —— Av, * 
srt trae... 
add Seman 
SI ADELPHIA 
RICHMOND 
———— 
Teeaas res 
me aay 
——— 
ran, 
hd 
RE 
CAINE AB 
LI RA 
SAL 
~~ 
Seem 
ma - 
> eam smasmen 
cas LY 
Sr Sw mda —— 
NEW YORK 
Steam a mmssacng, 
co - 
CLEVELAND 
rr —— 
—_— ATLANTA 
. ST Louis 
i 7 
—— — 
or 
KANSAS CITY 
sss eneoe 
- - 
- . 
ca. 
Seen, 
Tt earemmnnotenn 
SAN FRANCISCO 
eee 
————— 
CT fe re 
- 
Ce eea 
Scales of 
« Percentage 
Change 
le 
c 
t1¢8 
td 
10 
20 
i919 1920 1921 1922 1923 1924 1925 1919 1920 1921 1922 1923 1924 192% 
(3) comparative rates of increase (or of decrease) are shown by 
comparative slopes at the positions on the curves. 
With the facts in mind as to the manner in which the chart is 
prepared and the nature of ratio charts, the position and inclina- 
tion of the curves for the various districts may be compared.