BANKING STANDARDS 
TABLE 28 
PERCENTAGE CHANGE FROM YEAR TO YEAR OF YEARLY DISTRICT 
Ratios oF DEMAND DEPOSITS TO EARNING ASSETS IN ALL 
MEMBER BANKS BY YEARS AND FEDERAL 
RESERVE DISTRICTS 
PERCENTAGE CHANGE FROM YEAR TO YEAR 
Icn2 1023 1024 
i to to 
1923 1024 1925 
FEDERAL RESERVE DISTRICTS 
1919 1020 | 1921 
to to te 
1920 1921 1922 
Average 
All Districts) 
- 3.36 
a 
" 
6o 
+r.17 ' + 1.60 
Boston. .... isms cee 
New York. ........cocvvvnvnnn 
Philadelphia. . . PE 
Cleveland. .... os . 
Richmond. ... 
Atlanta........ 
‘hicago....... 
st. Louis. ..... 
finneapolis. . . 
Tansas City. 
Jallas........ 
San Francisco. . 
5. %, 
bos mem 
+ 0.13 
+ 0.52 
— 2.68 
- 2.67 
+ 0.68 
> 6.46 
3.12 
4.76 
7.28 
-.8s 
25 
-.20 
dom type. There is some, if not perfect, community of response. 
Moreover, other tendencies are apparent in the nature and 
percentage amounts of change from year to year in the ratios 
of demand deposits to earning assets. These are best illustrated 
by the two following tables. As shown by Table 29, the direc- 
tion of change from year to year in the ratios of demand deposits 
to earning assets was not uniform among the various districts. It 
is of interest to determine whether the ratios which were increas- 
ing or decreasing from year to year were high or low, or vice versa, 
relative to their own levels. If the seven-year averages for the re- 
spective districts are used to indicate these levels, and if the direc- 
TABLE 30 
NUMBER OF DisTrIcTS WITH RATIOS OF COMPARATIVE PosITIoNS AND YEAR-TO- 
DeMAND DEpPosiTS TO EARNING As- YEAR DIRECTIONS OF CHANGE IN Dis- 
SETS INCREASING OR DECREASING trict Ratios oF DemanD De- 
FROM YEAR TO YEAR, IQIQ-1025 POSITS TO EARNING ASSETS 
£ Change from 
© Tr1Q—-1025 
Total 
30 
42 
2 
TABLE 20 
[010~IQ20.... 
[g20—102I.... 
[92I-1022.... 
[922-1023.... 
1023-1024. ... 
1024-1025... 
Is, 
total.