ACCEPTANCE OF NEW THEORY 121 demands, will somehow reach a balance between them as to what in the long run constitutes a general saving wage, This is no new thing. For some time the most forward- looking of our employers have been paying the saving wage as a matter of course, perhaps without knowing it. My con- tention is that what these enlightened employers have been doing must become general. Sooner or later all the rest will have to catch up to them. I believe public opinion will com- pel it. Without our knowing it, great social changes have been working themselves out among us, and prominent in this evolution is the worker’s demand for his share in the larger benefits of this new day. He is no longer a mere worker at a bench, an automaton. His intelligence has been expanded by new and rapid experiences. His tastes have been height- ened along with the increase in his intelligence. He too has risen to the enjoyment of books, of pictures, music, the theater, a chance at the higher edueation, to cite but a few of his new demands. In other words, the newly enlightened workingman has risen to a new place as a human being and as a member of our rich community. Conscious of having taken that place, he is now entitled to insist upon enjoying all the advantages of it. Nor should we object to this, for it means the permanent enrichment of us all, in that the advancement of human society is always to be measured by the advancement of the worker himself. The desirability of adding to the living wage standard, as generally advocated, an allowance for reasonable sav- ings, has been generally realized and accepted. In the earlier living-wage movement, the need for savings had been recognized, but the point had not been stressed because in its practical aspects it was felt that emphasis should first be placed upon the necessity of raising the lower family incomes to the point where they would afford at least a healthy and decent standard of living, and after this had been done the question of provision for savings