THE MAN WHO IS UNBEATABLE for the least work. Naturally, they do not acquire much money. Many young men, when they start out on life’s way, look everywhere for a road marked ‘ No Risk.” Of course there is no such road. If such a sign is found, it will not be true. There is no absolute safety anywhere. More money is made by taking risks than by hiding in funk-holes. Some men never realize this until they have spent twenty years in a funk-hole. There is an element of gambling in every business enterprise. The thing is to overcome the dangers, not to run away from them. An Englishman in Honolulu was watching an old native bathe. ‘‘Aren’t you afraid of the sharks ? ”” he asked. ““ Well,” replied the old native, maybe there is no shark. Maybe, if there is one, he no see me. Maybe his belly full. He don’t want me. Maybe, if he come for me, he miss me. Me have plenty chances.” That was a wise old native. He had bathed all his life, and no shark had got him. He took his chances. So it is with making goods and selling them 35