A study of student loans and their relation to higher educational finance

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Monograph

Identifikator:: 1028402236

URN:: urn:nbn:de:zbw-retromon-41825

Document type:: Monograph

Author:: Chassee, Leo Jeannot

Title:: A study of student loans and their relation to higher educational finance

Place of publication:: New York

Publisher:: Harmon Foundation, Inc.

Year of publication:: 1925

Scope:: 1 Online-Ressource (170 Seiten)

Digitisation:: 2018

Collection:: Economics Books

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Document type:: Monograph

Structure type:: Chapter

Title:: Chapter V. Financing the student

Collection:: Economics Books

84 A Study of Student Loans and these views are no doubt justified. Conditions differ in the various insti- tutions. The fact remains, however, that many students do outside work and a large proportion of these could not remain in College if such remunerative activities were not found. The question, then, is not whether work is beneficial or harmful to the Student, but how much work can and should be done. How can self-help be better managed, how can it be fitted into personal economics and the financial policies of higher education and to what extent can loans relieve the Situation? Management of Self-Help In the management of self-help, the student’s welfare should be held foremost. His health and mental capacity have to be kept in mind. There is no doubt that a large number of students are able to carry out side work and do full justice to their studies at the same time; others require the full time for their studies; while still others can go through with a full academic program, support themselves, and even take part in extra-curricula activities. It depends upon the individual. The extent to which the Student relies upon self-help must also be taken into consideration. An analysis of the Situation along these lines would improve conditions. It is well to aim at a proper balance between all the factors. These factors are the Student, his academic program, his health, and the amount and kind of work open to him. If it is possible for the Student to find work that contains an element of recreation for him, then a part of the time which rightfully belongs to recreation can be given to self-help. It is rather dangerous for a man to support himself entirely in College; something is likely to suffer; either his studies or his health. 4 ' However, some odd job would perhaps be good for all students with an average intellectual aptitude, but it is difficult to defend the view held that students should do outside work regardless of financial need. This deprives those who are in need of the work. Students who have sufficient funds can well use their time more profitably. There are other things they can do to improve their future—browse through books, cultivate a beneficial hobby,—even intellectual loafing may be of benefit to them selves and society. If an institution has a sufficiently high intellectual Standard, the students will be properly equipped and guided to use their time more profitably than doing the work which they are generally able to get. In the administration of self-help, therefore, the above factors should be taken into consideration both for the benefits of the students who must resort to self-help and for those who do not. * 47 C. F. Thwing, “Lending Money to College Students”, Nation, September 7, 1918.

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