Report of the Royal Commission on National Health Insurance

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Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

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Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Chapter XIII. Miscellaneous questions

Collection:: Economics Books

MAJORITY REPORT. 217 6555-6558) also criticised the scheme on the ground of its com- plexity and suggested that the normal provisions of the Act for a free year of insurance should be applied. The latter of these Societies also submitted interesting tables (App. IX) showing the percentage of women who fell under Class K on marriage and the relative cost of the two schemes. The National Association of Trade Union Approved Societies (App. XCII, 123; Q. 22,057) also suggested the application of the ‘‘ free year of insurance ’’ but expressed the view that the woman's title to maternity benefit should continue for two years after marriage. Again, certain witnesses, including the Ancient Order of Foresters (App. V, 54-56; Q. 4268, 4278-4284), the Joint Committee of Approved Societies (App. XIV, 10; Q. 8237-8241) and the Scottish Co-operative Friendly Society (App. LXXVIII, 4; Q. 20,174- 20,213) suggested that a marriage bonus should be given to women on marriage and that the title to all benefits should then cease. The present arrangements were also criticised on the ground that they provide little incentive to insured women to send prompt notification to their Societies of the fact of their marriage, with the result that benefits are often paid in the first instance at incorrect rates, necessitating subsequent adjustments (Kinnear, Q. 229-232; Manchester Unity of Odd- fellows, Q. 5843; Order of the Sons of Temperance, Q. 21,433). 518. Finally, it has been represented to us by several witnesses, that the difficulties in administering the present provisions are rendered greater at the present time by reason of the necessity for applying to each case the provisions of the Prolongation of Insurance Act (e.g., Hearts of Oak Benefit Society (App. IV, 124-126; Q. 38134-3136), Ancient Order of Foresters (Q. 4349- 4351), Independent Order of Rechabites (App. VIII, 9-11), National Conference of Industrial Assurance Approved Societies (App. VI, 16)). Under this Act the definite test of eight consecutive weeks’ absence from work for deter- mining whether a woman is to be treated as having ceased employment no longer applies, and in every case where there has been this period of absence from work, a Society before transferring a woman to the special class of insurance has to ascertain whether during the period she has been genuinely unemployed and available for work, or not. In the former case she is not transferred to the special class but is allowed to remain in insurance as an ordinary employed con- tributor. This, we are told, removes the main administrative advantage of the provisions of the Act of 1918 and reintroduces to some extent the necessity for ascertaining intention, which oe the main objection to the relative provisions of the 1911 Ctl. 519. The objections, from an administrative point of view, to the present provisions relating to married women, so far as these objections are based on their alleged complexity, appear to be “Ama TEs 4H

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