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Report of the Royal Commission on National Health Insurance

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fullscreen: Report of the Royal Commission on National Health Insurance

Monograph

Identifikator:
1740277147
URN:
urn:nbn:de:zbw-retromon-132094
Document type:
Monograph
Title:
Report of the Royal Commission on National Health Insurance
Place of publication:
London
Publisher:
Stationery Office
Year of publication:
1926
Scope:
XII, 394 S.
Digitisation:
2020
Collection:
Economics Books
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Chapter

Document type:
Monograph
Structure type:
Chapter
Title:
Chapter III. The general attitude to the health insurance scheme
Collection:
Economics Books

Contents

Table of contents

  • Report of the Royal Commission on National Health Insurance
  • Title page
  • Contents
  • Chapter I. Introduction
  • Chapter II. The scheme of national health insurance
  • Chapter III. The general attitude to the health insurance scheme
  • Chapter IV. The related schemes of social welfare
  • Chapter V. The development of the health services
  • Chapter VI. The financial burden of the existing social services
  • Chapter VII. The financial resources of health insurance scheme
  • Chapter VIII. The approved society system
  • Chapter IX. Inequalities of benefit in different approved societies
  • Chapter X. Proposals for extending medical benefit
  • Chapter XI. Proposal for dependants' allowances
  • Chapter XII. Consideration of certain major problems
  • Chapter XIII. Miscellaneous questions
  • Chapter XIV. Summary of conclusions and recommendations
  • Reservation by Sir Andrew Duncan and Professor Alexander Gray
  • Minority report

Full text

MAJORITY REPORT. 
of improving the national health is to raise the national 
standard of living—that is to raise real wages.’ 
21. It is perhaps permissible to concede the importance of 
the main consideration emphasised by Dr. Baskett without in 
fact admitting that it is relevant to the propriety of a system 
of insurance. Iti may cogently be argued that the general 
standard of living, of comfort and of well-being has a supreme 
influence on the health of the country ; it does not follow that at 
any given stage a system of health insurance may not he 
expedient as machinery to obtain the best results in given 
conditions, nor can it be logically suggested that the existence 
of a health insurance scheme implies the denial of other methods 
of improving the health of the community. The observations of 
the British Medical Association are substantially, as it appears 
to us, directed to the same point. There are, it is true, many 
things, such as housing, town planning, smoke abatement and 
pure milk, which equally with medical attendance are essential 
to the public health. They are adjuncts to each other 
(Q. 14,7969). Given ‘‘an immense sum of money,” 
(Q. 14,805), it might conceivably be spent more advan- 
tageously, it is suggested, on certain of these essential 
adjuncts of medical service. We thus read the British Medical 
Association’s evidence as a useful reminder that medical 
attendance is not in itself all that is necessary, not as implying 
any fundamental criticism of medical benefit as now provided. 
Mention may also be made of Iit.-Colonel Bickerton-Edwards 
(Appendix LII) and Dr. Milson Russen Rhodes (Appendix 
CXXI), who criticised the scheme on fundamental matters on 
its health side, the latter indeed going so far as to recommend 
a State medical service of salaried practitioners. Other witnesses, 
in their criticism, suggested such extensions of the Scheme in 
one direction or other, as would have rendered the insurance basis 
no longer appropriate. 
22. In contrast to the paucity of evidence directed against the 
general principles of the present Scheme, we received from many 
different quarters a large volume of evidence in its favour, 
testifying to the advantages in health and social security which 
had been derived under it. For instance, the British Medical 
Association said that ‘‘ the evidence as to the incidence of 
sickness benefit does point to the fact that the Scheme itself has 
almost certainly reduced national sickness, and we are quite sure 
that if the immense gain to national health includes immense 
gain to the comfort of the individual in knowing that he can 
have medical attention whenever he needs it, the gain is most 
marked; . . . .”’ (Q. 14,618). Witnesses appearing on behalf of 
the Ministry of Health stated that ‘‘ medically the Insurance 
Acts have educated the population.”” (Brock Q. 23,852.) *‘ It
	        

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Report of the Royal Commission on National Health Insurance. Stationery Office, 1926.
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