Report of the Royal Commission on National Health Insurance

Bibliographic data

Monograph

Identifikator:: 1740277147

URN:: urn:nbn:de:zbw-retromon-132094

Document type:: Monograph

Title:: Report of the Royal Commission on National Health Insurance

Place of publication:: London

Publisher:: Stationery Office

Year of publication:: 1926

Scope:: XII, 394 S.

Digitisation:: 2020

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

MAJORITY REPORT Ft hy 4 a NS boo oe 0 cr ; Li >d person’s title to benefit by reference to his financial retrospectively, and it hardly requires to be pointed out 5 adoption of such a solution might have the md indeed would not infrequently have the effect, ng an insured person medical benefit while his were high, and withdrawing it in the subsequent vhen his earnings might be reduced. This result ariously defeat the whole purpose of the suggestion. om such administrative difficulties we feel, moreover, ould be a retrograde step te exclude from the Insurance or even from the title to medical benefit under the Act, on of the community which has hitherto been included th has generally, so far as we have been able to gather, 10t merely accustomed to insurance but appreciative of its which it provides. 1 the case of non-manual workers, the limit for by was raised in 1919 from £160 to £250 a year owing {ange in economic conditions. We are informed that tion of the limit offers no more administrative difficultly to be expected (Kinnear (0. 36; Leishman Q. 1551). ition has been called to the fact that the income limit manual workers has recently been increased in the 1's Compensation Act to £350, and a few witnesses gested that the income limit for non-manual workers b similarly raised for National Insurance (Loyal Order nt Shepherds, App. XLIV, 16; Q. 14,076-14,085; Association of Trade Union Approved Societies, App. 59; .Q. 21,855.91 956). But in regard to this point always (except for a short period pending the amend- the Workmen’s Compensation Act) been a difference the two systems, the original limits having been ly £160 and £250. We doubt whether such an would be welcomed by those primarily affected, and in we are of the opinion that any proposal to bring Health Insurance into line in this respect with Work- mpensation would meet with strong opposition both ployers and from the Medical Profession. In the inces, the position should, we think, remain unaltered. was suggested to us by the British Medical Association ons such as bank clerks, insurance officials, and others dally pass beyond the income limit of insurability at a ively early age, should be excepted altogether from asurance (App. XLVII, 15; Q. 14,877-14,890; 14,914- ‘No claim was, however, made to us by, or in the name particular classes of insured persons for their exception Scheme. On the contrary, we had some evidence that “tion provided by the Health Insurance system is be- creasingly valued by persons of this class, and in par- at they desire to participate in the valuable additional]

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