The Freedmen's Savings Bank

Bibliographic data

Monograph

Identifikator:: 175265076X

URN:: urn:nbn:de:zbw-retromon-129631

Document type:: Monograph

Author:: Fleming, Walter Lynwood http://d-nb.info/gnd/120660560X

Title:: The Freedmen's Savings Bank

Place of publication:: Chapel Hill

Publisher:: Univ. of North Carolina Press

Year of publication:: 1927

Scope:: x, 170 S.

Digitisation:: 2021

Collection:: Economics Books

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Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Chapter VII. The work of the commissioners

Collection:: Economics Books

— 1327 — included in the budget. Account must also be taken : (1) of dif- ferences in the period considered — the available enquiries for a given period not being always strictly contemporaneous; (2) of the very important fact that in the post-war period an essential item of the budget, namely, rent, is subject to conditions which differ widely in different countries, the effect of ‘tenants’ pro- tection ’’ regulations being to reduce the actual expenditure on rent to perhaps a mere fraction of what it would be on the free market*; (3) for the enquiries carried out during the years immediately after the war, of the fact that in certain countries the consumption of various articles of food was rationed. Even subject to all the reserves called for by these consider- ations, it may be interesting to compare the average composi- tion of workers’ family budgets in different countries at approxi- mately the same period during the years after the war. It will be found that, generally speaking, when the countries are arranged in decreasing order of the proportion of total expen- diture devoted to foodstuffs, the result is substantially the same as when they are arranged in increasing order of average real wages, as shown by the table and diagram given above 3. The points noted above justify the adoption of certain con- clusions regarding the comparative standard of living of the workers. Apart from their social value, these conclusions have a definite interest in relation to the economic -problems with which the Conference may have to deal. While expenditure on foodstuffs corresponds to a great extent with agricultural production, expenditure on clothing (including hosiery, under- wear, footwear, hats, etc.), and a considerable part of the ex- penditure classified as “sundries ”’, is associated with various branches of the manufacturing industries. It follows that the problem of the standard of living of the workers and of the movement of real wages is closely connected with the problem of markets for manufactured goods. * With regard to this point, it is important to distinguish between, for instance, predominantly agricultural and predominantly industrial countries. . * See on this point INTERNATIONAL LABOUR OFFICE: European Housing Problems since the War (1924), and The Housing Problem in the United States (1925). Studies and Reports, Series G, Nos. 1 and 2. * Section II: “ Real Wages.”

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