Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

44 BANKING STANDARDS NuMBER OF YEARS IN WaIcH DISTRICT RATIOS OF NET EARNINGS TO EARNING ASSETS, AND OF NET EARNINGS TO Gross EARNINGS WERE, IN THE SAME YEARS, ABOVE OR BELOW THE YEARLY AVERAGES FOR THE COUNTRY AS A WHOLE, 1010-1925 question for the two measures should be the same. Yet all of these facts tend to obtain. In" summary, the following generalizations may be made concerning the amounts and the percentage changes from year to year of net earnings, expressed as percentages of earning assets and of gross earnings, for the districts and years to which this study re- lates. Norms FEDERAL RESERVE DisTrRICTE Boston.... .,.. New York....... Philadelphia. .... Nleveland........ ichmond....... tlanta......... _hicago......... 5t. Louis. ,...... ‘finneapolis...... .ansas City...... allas........... san Francisco. ... Both Above Doth Ipivided t. Out of each $100 of gross earnings, the average net earn- ings for the period 1910 to 1925 is $30.20, the most common amounts ranging from $25.00 to $27.50. Relative to earning assets, net earnings constitute 2%, the bulk of the districts having ratios falling within the group 1.90 to 2.10. 2. The years in which district ratios of net earnings to gross earnings were high were 1919, 1920, and 1921; those in which they were generally low were 1924 and 1925. The years in which ratios of net earnings to earning assets were high were 1920, 1921, and 1922; those in which they were generally low were 1019, 1923, 10924, and 1925. 3. In general, if net earnings are high or low in terms of gross earnings, they are also high or low in terms of earning assets. 4. Based upon the yearly levels for the entire bank member- ship in the System, districts in which the ratios of net earnings to gross earnings are high or low are the same as those in which net earnings, measured in terms of earning assets, are high or low. Trends 1. The year-to-year trend of net earnings in terms of gross sarnings is on the whole the same as that of net earnings meas- ured in terms of earning assets.

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation