Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part IV. Norms, trends, and correlations of series in the Boston and in the New York districts by Member Banks

Collection:: Economics Books

00 BANKING STANDARDS TABLE 173 Ratios oF ToraL ExPENSE To EARNING AsseTs, MEMBER BANKS, NEw York FEDERAL RESERVE DISTRICT, 1923-1925, CLASSIFIED BY VOLUME OF EARNING ASSETS EARNING ASSETS (in 00,000’s) Total Under 5 sto 10 Io to 20 wo to 50 50 to 100 100 and over* New York City Number nL4 TOTAL Average | Number a ” ’ FR a. .. 1. [c22 1924 1925 Average | Number Average ' Number Average 277 | 4.35 10 ox .22 .45 44 i aR 4.2% . fo 45 4.10 40 4.42 41 4.55 | 44 4.46 40 4.40 Aa 4.08 39 4.52 40 4.24 39 4.40 40 4.45 40 4.50 40 4.27 -9 4.0" +Except New York Citv. sizes, a condition contrary to that which in general held for the member banks in the Boston district.® An alternative method of presenting the ratios for the banks in the New York district is given in Table 173. Here again, and in contrast to a similar table showing the ratios for the banks in the Boston district, the amounts do not tend to increase or to decrease with changes in the volume (earning assets) groups, although, in general, they are low, both within and outside of New York City, for banks with earning assets of $10,000,000 and over. The amounts in Tables 172 and 173 are averages, from which there are marked variations each year for banks within a given city and volume (earning assets) group. This fact is apparent from the detail in Table 174, which, for the banks classified in two ways, gives the frequency distributions of the ratios for the three years, 1923, 1924, and 1925, combined. Variable as are the ratios, they seemingly respond in much the same way in each city group and earning assets group to influences deter- mining (1) their relative positions within the groups each year, (2) the types of change from year to year, and (3) their posi- tions relative to the average each year for the entire number of banks. Tendencies toward uniformity of behavior are apparent from Table 1735, which shows, by city groups and by volume (earning assets) groups, the percentage amounts by which the average 8 Gee Table 161.

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