Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

Y INTRODUCTION THE following chapters of Part II have to do with an analysis, by Federal Reserve districts, of individual series of banking data. The dollar amounts, taken from various reports of the Federal Reserve Board for the years 1919 to 1923, are expressed in terms of suitable bases, in this way making them comparable by years and by districts. The ratios thus obtained are used, first, to measure the nature and the percentage amounts of variability, year by year, for each district from its own seven-year average; second, to determine the type and percentage amounts of change from year to year; third, to study the relations between year-to- year changes and deviations from type; and fourth, to determine the nature and percentage amounts of variation of the several districts’ ratios from those for the twelve districts combined. The years covered are those for which data for all of the se- lected series were available. Inasmuch as the fiscal year used by member banks in their reports to the Comptroller of the Currency and to the Federal Reserve Board ends on June 30, it was neces- sary to define the years in keeping with this fact. In the cases of gross and net earnings and of expenses each year, the dollar amounts are the totals for the year ending June 30. The amounts of earning assets and of deposits—both totals and parts—are av- erages of the figures reported as of December 31 of the preceding year and of June 30 of the year in question. For these two dates, data were available for the years 1919-1925. A word of explanation is in point with respect to the use of earning assets as a base for the ratios in the various series. What was wanted were amounts best illustrative of the volume of busi- ness transacted, and this appeared to be the total earning assets— the income-producing portion of capital, surplus, and deposits. This base, however, is not used exclusively, others being selected whenever there appeared to be a logical relation between the numerator and the denominator, and when the amounts expressed

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation