Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

16 BANKING STANDARDS CHART 1 D1sTRIBUTION OF YEARLY Di1sTRICT RATIOS OF LOANS AND DISCOUNTS TO EARNINGS ASSETS, ALL MEMBER BANKS, 1919-1925 Per Cent 15 20 25 Percentage Groups 0 fe A Number of Cases 66 and under 60 60 and under 64 64 and under 68 58 and under 72 72 and under 76 76 and under 80 80 and under 84 84 and under 88 1 i5 17 21 15 I vn TY ten Ey TIE rm. “ir a Bax: nn tribution “tailing off” to the group 56 and under 60 (57.59 being the minimum), and extending to group 84 and under 88 (84.31 being the maximum). But with this method of presenting the ratios, both yearly and district differences are ignored. Further study is necessary with them in mind. If the seven-year average ratio for each district is taken as a base from which to determine district and yearly variations, and the differences are measured in percentages by which the yearly amounts are greater or less than the base amounts, the details in Table 4 are obtained. This table, while showing considerable variation in the per- centages by which the ratios of loans and discounts to earning assets in each year in each district are greater or less than the district average ratio for the seven years, indicates certain uni- formities. Briefly, they are as follows: in 1919, 1923, and 1925, the ratios were relatively low; in 1920, 1921, and 1922, they were relatively high; in 1924, they were mixed—high and low. Con- sistency of position is apparent, yet it is not necessary by virtue of the way in which the comparisons are made. Differences from averages are, of course, part plus and part minus, yet the time when the respective differences occur does not have to coincide.

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation