Banking standards under the federal reserve system

Bibliographic data

Monograph

Identifikator:: 1762969653

URN:: urn:nbn:de:zbw-retromon-142432

Document type:: Monograph

Title:: Banking standards under the federal reserve system

Place of publication:: Chicago

Publisher:: A. W. Shaw Company

Year of publication:: 1928

Scope:: xxxviii, 420 Seiten

Digitisation:: 2021

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Chapter

Document type:: Monograph

Structure type:: Chapter

Title:: Part II. Norms and trends in individual series for all Member Banks, by districts

Collection:: Economics Books

BANKING STANDARDS decide as between loans and investments in the use of banking resources. There is another approach which is of interest in studying the ratios of loans and discounts to earning assets for the banks in the different districts during this series of years. The foregoing discussion was concerned with (1) the amounts themselves, (2) the variations from the district averages, and (3) the percentage changes from year to year. Attention is now directed to the posi- tions which the several district ratios each year hold relative to the yearly average for the country as a whole. The differences by amounts and signs are shown for the country as a whole in Table 10. How are these details to be summarized and interpreted? TABLE 10 PERCENTAGE DIFFERENCES OF DISTRICT AVERAGES OF RATIOS OF LoaNs AND DiscoUNTS TO EARNING ASSETS FOR ALL MEMBER BANKS, FEDERAL RESERVE SYSTEM, FROM AVERAGES FOR THE COUNTRY AS A WHOLE Prep mack Drereoener ~ *RoM THE COUNTRY’S AVERAGES FEDERAL RESERVE Di1sTRICTS Boston...... New York, .. Philadelphia.. Cleveland.... Richmond. .. Atlanta. ..... chicago. . ... 3t. Louis. ... vinneapolis.. Lansas City. Jallas....... San Francisco, Average 1010-25) & 019 } 1920 1921 "a + ns m- » = 76 3.3% wo. Jy 1022 l 1023 | 1024 TT = 07 ~.62 en es + n.66 — 4.41 —14.95 — 5.93 +10.33 L 2 6 rr GG. + 5.20 | 192% + 2.11 — 4.18 ~13.82 — 0.28 +12.75 +11.49 + 3.88 3.74 Lo.29 + 6.47 © 16.8” + 2.38 If the average ratios for the period 1919 to 1925 are considered first, it is seen that Districts 2, 3, and 4 (New York, Philadelphia, and Cleveland) are relatively below, while all of the other dis- tricts are relatively above the averages for the country as a whole. But in how many of the separate years do the districts hold a given position? The answer to this question is found in Table 11. From this table, consistency is apparent, the districts tending un- mistakably to hold a given position during the entire period. In none of them does there tend to be a chance—fifty-fifty—be- havior. Moreover, those which are above, as those which are be- low, tend to be contiguous.

Access restriction

Copyright

fullscreen: Banking standards under the federal reserve system

Monograph

Chapter

Table of contents

Download

Monograph

Chapter

This page

Image fragment

Citation links

Citation recommendation