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Begriff. Psychologische und sittliche Grundlage. Literatur und Methode. Land, Leute und Technik. Die gesellschaftliche Verfassung der Volkswirtschaft (1.1901)

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fullscreen: Begriff. Psychologische und sittliche Grundlage. Literatur und Methode. Land, Leute und Technik. Die gesellschaftliche Verfassung der Volkswirtschaft (1.1901)

Multivolume work

Identifikator:
1887156356
Document type:
Multivolume work
Author:
Schmoller, Gustav von http://d-nb.info/gnd/118609378
Title:
Grundriß der allgemeinen Volkswirtschaftslehre
Place of publication:
Berlin [u.a.]
Publisher:
Duncker & Humblot
Year of publication:
1900-
Collection:
Economics Books
Usage license:
Get license information via the feedback formular.

Volume

Identifikator:
1887156429
URN:
urn:nbn:de:zbw-retromon-236518
Document type:
Volume
Author:
Schmoller, Gustav von http://d-nb.info/gnd/118609378
Title:
Begriff. Psychologische und sittliche Grundlage. Literatur und Methode. Land, Leute und Technik. Die gesellschaftliche Verfassung der Volkswirtschaft
Volume count:
1.1901
Place of publication:
Berlin [u.a.]
Publisher:
Duncker & Humblot
Year of publication:
1901
Scope:
XIII, 482 Seiten
Digitisation:
2022
Collection:
Economics Books
Usage license:
Get license information via the feedback formular.

Chapter

Document type:
Multivolume work
Structure type:
Chapter
Title:
Zweites Buch. Die gesellschaftliche Verfassung der Volkswirtschaft, ihre wichtigen Organe und deren Hauptursachen
Collection:
Economics Books

Contents

Table of contents

  • Report of the Royal Commission on National Health Insurance
  • Title page
  • Contents
  • Chapter I. Introduction
  • Chapter II. The scheme of national health insurance
  • Chapter III. The general attitude to the health insurance scheme
  • Chapter IV. The related schemes of social welfare
  • Chapter V. The development of the health services
  • Chapter VI. The financial burden of the existing social services
  • Chapter VII. The financial resources of health insurance scheme
  • Chapter VIII. The approved society system
  • Chapter IX. Inequalities of benefit in different approved societies
  • Chapter X. Proposals for extending medical benefit
  • Chapter XI. Proposal for dependants' allowances
  • Chapter XII. Consideration of certain major problems
  • Chapter XIII. Miscellaneous questions
  • Chapter XIV. Summary of conclusions and recommendations
  • Reservation by Sir Andrew Duncan and Professor Alexander Gray
  • Minority report

Full text

MAJORITY REPORT. 
23 
to endorse a proposal which would be resisted by the Societies, 
and probably with reason, as being likely to increase whatever 
difficulties are now encountered in the oversight of claims. A 
system of fortnightly certificates in connection with sickness 
claims which, as the figures given by the Actuarial Committee 
show, do not last on the average for as long as five weeks in the 
case of men or more than six weeks in the case of women, would 
give the insured person such a wide discretion, unfettered by 
medical control; as to the day of ‘‘ declaring off,”” as to create 
the risk of the period of claim being seriously prolonged in a 
certain proportion of cases with corresponding effect on the cost 
of the benefit. We cannot doubt that this would be the result in 
the case of disablement benefit, and in these circumstances we 
feel that it is impossible for us to endorse the proposal made to us 
by the British Medical Association. 
RE-INSURANCE OF MATERNITY BENEFIT. 
506. Section 25 of the Act enables the Minister to make pro- 
vision for the re-insurance with him of the liabilities of all 
Societies in respect of Maternity Benefit. Up to the present, 
this provision has not been put into operation. Suggestions were 
made to us by witnesses from various Approved Societies for 
giving effect to the Section, and in support of the case for re- 
surance of the risk it was stated that the maternity benefit 
experience is the highest in the case of those Societies 
with the least favourable sickness experience. Thus, the 
National Association of Trade Union Approved Societies 
State that °° the incidence of risk in respect of maternity 
benefit varies considerably as between Society and Society. 
There is also considerable variation in the cost to Societies of 
Section 14 (4) and (5) of the Act, which provides for a second 
Maternity benefit being payable in certain cases from the woman’s 
insurance.”” The Association submit ‘‘ that the Minister should 
take the powers conferred upon him by Section 25 of the Act 
for the reinsurance of maternity benefit, thus spreading the risks 
equitably over the whole insured population.” (App. XCII, 
125-126; Q. 22,057.) Similar suggestions were made to us by 
the representatives of other Societies. 
507. We also examined a representative of the Ministry of 
Health on the subject. (Kinnear, Q. 23,480.) We are informed 
that this question was examined in 1912 by the Actuarial 
Advisory Committee set up when the Act came into force, who 
advised that re-insurance was not to be recommended. The 
Committee indicated that deviations from normal experience 
Would be either— 
(1) temporary fluctuations due to limitations of number 
of members of particular Societies ; or 
(2) permanent deviations due to the character and cir- 
cumstances of sections of the population or to geographical 
differences. 
54709 
H
	        

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