Encyklopädie der Rechtswissenschaft: Encyklopädie der Rechtswissenschaft

Encyklopädie der Rechtswissenschaft (Bd. 2)

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Multivolume work

Identifikator:: 1896404200

Document type:: Multivolume work

Title:: Encyklopädie der Rechtswissenschaft

Place of publication:: Leipzig

Publisher:: Duncker & Humblot [u.a.]

Year of publication:: 1904-

Collection:: Economics Books

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Volume

Identifikator:: 1896404294

URN:: urn:nbn:de:zbw-retromon-236881

Document type:: Volume

Title:: Encyklopädie der Rechtswissenschaft

Volume count:: Bd. 2

Place of publication:: Leipzig [u.a.]

Publisher:: Duncker & Humblot [u.a.]

Year of publication:: 1904

Scope:: 1184 S.

Digitisation:: 2022

Collection:: Economics Books

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Chapter

Document type:: Multivolume work

Structure type:: Chapter

Title:: II. Zivilrecht (Fortsetzung)

Collection:: Economics Books

MAJORITY REPORT. £3 7, collected through the Societies, it is necessary for information to be furnished by every Society to each Insurance Committee of all members of the Society in the area of the Committee at any time. The keeping of the ‘‘ index register,” which constitutes in fact the chief occupation of the staffs of Insurance Committees, is obviously a more considerable task than it would be if the whole Scheme were locally administered. 210. We do not regard this criticism with indifference, since it goes to the root of the question whether the present organisa- tion of the system should be continued. We. think, however, that its importance may be easily over-estimated. The chief criterion of the feature against which it is directed must be its effect upon the insured person. On this we have received no evidence that the insured person who has migrated from one dis- trict to another suffers delay in the receipt of benefit, or other inconvenience, from the fact that the office, or the head office, as the case may be, of his Society is not in the area in which he resides. It may be, indeed, that in this respect the existence of large Centralised Societies, with offices and representatives in every industrial centre in the country, is a positive advantage, since the member of such a Society is sure of the means by which his needs may be attended to wherever he may be. In any case, the insured person who suffers inconvenience has the remedy in his own hands, since he may transfer to a Society of his choice; and lest it should be urged that, in existing circumstances, some disability is attendant on transfer, we would add that in Chapter XIII we propose means for reducing such disability to a minimum. 911. Another ground on which the Approved Society system has been much criticised is that, notwithstanding the statutory requirement that every Society should be under the absolute control of its members, such control does not in fact exist and that, particularly in some of the larger Societies, the. insured members have no effective means of exercising any influence in the government of the Society. The examination of Sir Thomas Neill, Chairman of the Executive Committee of the National Conference of Industrial Assurance Approved Societies, brought out in a striking manner the force of this criticism. (OQ. 4515-4529, 4568-4743.) 212. Tt is doubtless true that, even in the case of those Socie- fies to which this criticism is most applicable, the rules provide in theory a means whereby the insured members could have a share in the control of the Society if they cared to exercise it. Whatever may have happened to the substance, the semblance of self-government is at least respected. Even so, however, we were informed by an official witness that “in the light of experience we do mot think that the rules of a few large Centralised Societies provide for the control by the members to

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