Postal savings

Bibliographic data

Monograph

Identifikator:: 869930397

URN:: urn:nbn:de:zbw-retromon-49420

Document type:: Monograph

Author:: Kemmerer, Edwin Walter http://d-nb.info/gnd/101827717

Title:: Postal savings

Place of publication:: London

Publisher:: Humphrey Milford

Year of publication:: 1917

Scope:: 1 Online-Ressource (VIII, 176 Seiten)

Collection:: Economics Books

Usage license:: Get license information via the feedback formular.

Document type:: Monograph

Structure type:: Contents

Collection:: Economics Books

V CONTENTS CHAPTER I The Movement for Establishment of a Postal Savings System in the United States Long duration of the movement, 1-2. — Movement encouraged by panic of 1907, 2-4. — Declarations of political party platforms in 1908, 4-6. — Debate over desirability of postal savings, 6-7. — Question of the adequacy of existing savings facilities, 7-8. — Statis tics relating to existing facilities, 8-10. — Comparison of postal facilities and banking facilities, 11-12. — Fear of competition with existing banks, 12-13. — Opposition of bankers, 13-15. — Argument against the fear of competition, 15-16. — Losses to depositors from bank failures, 17-19. — Postal savings as a means to attract money from hoarding, 19-20. CHAPTER II The Postal Savings Bank Act of 1910 . Classification of provisions, 21. — Administration by a Board of Trustees with discretionary powers, 21-24. — Provisions for deposits, 24-25. — Provisions for withdrawal of deposits, 25-26. — Reserves against deposits, 26-28. — Centralization of administration, 28-30. — The form of credit given to depositors, 30-31. — Method of determining the rate of interest paid depositors, 31-32. — Selection of a two per cent rate, 32-34. — Question of investment of savings funds, 35-37. — Debate in Senate on constitutionality of the bill, 37-40. — Amendment of bill in Senate to insure constitutionality, 40-42. — Final provisions for investment, 42-45. — Privilege of bond investment granted to depositors, 45-46. — Merits of this pro vision, 46-48. — Investment provisions in relation to outstanding government bonds, 48-49. PAGES 1-20 21-49

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