TABLE 138 
CORRELATION OF DisTrICT DEVIATIONS OF RATIOS IN PAIRED SERIES 
[Percentage Deviations from the Respective District Averages, Period 1919-1925) 
™~N 
» 
yy 
INDEPENDENT VARIABLE— 
Ratios of Total Expense to 
Earning Assets 
Distance from Average 
Jumber 
of 
District! 
Years © 
Pusition 
Percentage Average 
Groups Per- 
~entage 
Total | 
Lsa0| 46 
Above 
to.oo and over 
;.00 to 10.00 | 
Inder <.co 
15.61 | 
+7.72 
L 2.62 
4 
13 
20 
Inder 5.00 — 1.96 
3.00 tO 10.00 - 7.42 
ro0.0oand over! -t2.54 
-5 
2 
T 
Loans and 
Discounts | 
to, 
Tarning 
Assets 
Lr.14 
+5. 21 
+2.71 
-y 12 
—0.46 
—0.22 
-4.5%0 
[nvest- 
ments 
to 
Larning 
Assets 
- 3.50 | 
~17.08 
—- 8.99 
~ 0.60 
+ 1.64 
+ 0.96 
12.74 
DEPENDENT VARIABLES—Net Average Percentage 
Demand 
Deposits 
to 
Total 
»f Time 
and 
Jemand 
Napasite 
Total 
Deposits 
to 
Earning 
Assets | 
Time 
Deposits 
to 
Earning 
Assets 
Time 
Deposits 
to 
Total 
of Time 
and 
Demand 
Deposits 
Demand 
Deposits 
to 
Tarning 
Assets 
40.41 
—2.8Q 
— 3.07 * 
+ 6.20 | 
+ 2.54 
—0.25 
—2.00 
La 82 
| 
—9.50 
—4.29 
-0.87 
—- 0.17 
— 2.17 
- 3.87 
—11.78 
+ 1.16 
yy co 
— 2.62 
+ 3.04 
L » ~2 
+2.59 
- v.59 
v.02 
+1.30 
4." 2a 
— 0.97 
L€.75 
15.44 
+ 5.79 
—12.79 
20.28 
{+ 2.61 
~11.99 
ng .02 
Ta 
gp AB 
Gross 
Earnings 
to 
Earning 
Accets 
+ 2 81 
+13.88 
+ 7.23 
4 0.88 
~.3% 
4G 
10 
Total 
Expense 
to 
| Gross 
Tarnings 
4-1. 20 
41.55 
+0.53 
1.78 
+0.46 
—2 gb 
-4.68 
Net 
Earnings 
to 
Tarning 
Agcets 
Lo.11 
+10.07 
+ 5.70 
—- 2.728 
— 3.78 
+ 4.15 
+ 2.13 
Relow 
Total |— 6.751 38 | —r1.56 | 
1 4.02 
1 
» 
A, — 
| 52 
I0. 
a | 
—_Tr 26 
0.732 
—_" TY | + _