Full text: Report of the Royal Commission on National Health Insurance

2206 
MAJORITY REPORT. 
provide reasonably for the second. We are also satisfied that 
there is ample justification for the proposition that the insurance 
rights of men who have served with the Forces of the Crown 
should be improved in the manner suggested and we, there- 
fore, recommend that statutory provision should be made 
accordingly. In the case of men who transfer to Approved 
Societies on discharge from the Forces, we consider that the new 
provision should take the form of requiring them to be treated 
for the purpose of title to additional benefits as though they had 
been members of the Society from the date of their joining the 
Forces and that to enable this to be done the transfer values 
payable out of the Navy, Army and Air Force Insurance Fund 
should be augmented by the estimated share of surplus earned 
during their period of service. 
MERCANTILE MARINE—HFORBIGN-G-OING SEAMEN. 
543. The original intention of the National Insurance Bill of 
1911 was to segregate in one Society all foreign-going seamen 
of the Mercantile Marine. Owing, however, to some conflict of 
opinion between the leaders of the various interests concerned 
the efforts made in this direction were unsuccessful, and we are 
informed that the 100,000 foreign-going seamen insured under 
the Act are distributed over about 1,600 different Societies and 
Branches (Kinnear, Q. 23,769). The Seamen’s National 
Insurance Society has about 40,000 foreign-going seamen 
members and the National Sailors’ and Firemen’s Union about 
20,000, while of the remaining 40,000, 24,000 are in seven 
different Societies. We understand that the difficulties in the 
way of forming a single Society for these men have hitherto 
proved insurmountable, and that the main obstacle has been 
the rivalry of the two large Societies which have between them 
60 per cent. of the total membership of foreign-going seamen. 
544. The foreign-going seamen are undoubtedly a difficult class 
to deal with, owing to the nature of their calling, and many of 
them are indifferent as to the surrender of cards. We were 
informed by Sir Norman Hill (App. XXXI, 14) that the leakage 
of contributions in the case of the Seamen’s National Insurance 
Society was between 25 and 33 per cent., and we are given to 
understand that a Departmental Committee which recently 
considered the problem, while not accepting this figure, were 
satisfied that the loss was substantial and far in excess of that 
amongst landsmen. 
545. Having regard to this considerable loss we have given 
careful consideration to the suggestion made by the Seamen's 
National Insurance Society (App. XXXI, 40-42; Q. 12,060-12.071, 
12,086-12,089 and 12,146-12,165) and the National Sailors’ and 
Firemen’s Union (App. XLII, 16: Q. 13,977-13.985 and 14.037-
	        
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