APPENDIX 
1. LAWS, 1865, 1870, 1874 
ACT OF INCORPORATION, APPROVED MARCH 3, 1865 
Be it enacted by the Senate and House of Representatives 
of the United States of America in Congress assembled, 
That Peter Cooper, William C. Bryant, A. A. Low, S. B. 
Chittenden, Charles H. Marshall, William A. Booth, 
Gerritt Smith, William A. Hall, William Allen, John Jay, 
Abraham Baldwin, A. S. Barnes, Hiram Barney, Seth B. 
Hunt, Samuel Holmes, Charles Collins, R. R. Graves, 
Walter S. Griffith, A. H. Wallis, D. S. Gregory, J. W. 
Alvord, George Whipple, A. S. Hatch, Walter T. Hatch, 
E. A. Lambert, W. c. Lambert, Roe Lockwood, R. H. 
Manning, R. W. Ropes, Albert Woodruff, and Thomas 
Denney, of New York; John M. Forbes, William Claflin, 
S. G. Howe, George L. Stearns, Edward Atkinson, A. A. 
Lawrence, and John M. S. Williams, of Massachusetts; 
Edward Harris and Thomas Davis, of Rhode Island; 
Stephen Calwell, J. Wheaton Smith, Francis E. Cope, 
Thomas Webster, B. S. Hunt, and Henry Samuel, of 
Pennsylvania; Edward Harwood, Adam Poe, Levi Coffin, 
J. M. Walden, of Ohio; and their successors, are consti- 
“uted a body corporate in the city of Washington, in the 
District of Columbia, by the name of the Freedmen’s 
Savings and Trust Company, and by that name may sue 
and be sued in any court of the United States. 
Sec. 2 . . . the persons named in the first section of 
this act shall be the first trustees of the corporation, and 
all vacancies by death, resignation, or otherwise in the 
office of trustees shall be filled by the board, by ballot, 
without unnecessary delay, and at least ten votes shall 
be necessary for the election of any trustee. The trustees 
shall hold a regular meeting at least once in each month 
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