APPENDIX 147 
This dollar will then be brought, by the teacher, to the 
cashier of the bank. The cashier will take the children’s 
dollar and give them a bank book for it, and when they get 
another dollar in the same way to put in, it will be two 
dollars, and so on. 
All the children of the colored people will, in this way, 
learn to save, and not to waste what they get, and will 
have money, when they want it, in the “Savings Bank.” 
Some, who are very saving, will finally have a large sum 
to do good with, and for their mothers when they are 
sick; or to help buy a house and garden, where they and 
their parents can live very happily. 
I know of two little boys who have ten dollars apiece 
in the Freedmen’s Savings Bank, and they mean to have 
more than that. 
6. (BookLET, 1867, pp. 7-10) 
A FEW WORDS, COLORED PEOPLE 
You have here presented to you the names of some of 
the best men in your country, who have gratuitously as- 
sumed the care and responsibility of a company for the 
safe-keeping and investment of your spare earnings. 
You are now on the same footing, as to your legal 
rights, with all other people of this country. You get your 
wages for your labor, and no one can prevent you. 
If you work hard you will earn money the same as 
other folks. Not one of you need remain poor if you are 
careful and do not spend money for candy, or whiskey, or 
costly clothes. As for food, cheap, hearty victuals—beef, 
fish, bread, coffee—will do for men and women better 
than pies, cakes, and such things which cost more money 
and give you less strength. 
Tobacco and Whiskey are the two things which all men 
who are going to save money must neither touch nor taste. 
Let us count the cost of a cigar and a glass of whiskey 
every working day. A mean cigar costs five cents, and the 
poorest glass of whiskey five cents, which makes ten cents. 
Now, if instead of worse than wasting this, you would 
save it every day—one Dime per day—at the end of one