28 
BANKING STANDARDS 
CHART 18 
RATIOS OF TOTAL EXPENSE TO EARNING ASSETS — ALL, MEMBER BANKS 
Comparison of Federal Reserve District Ratios with those for the 
Country as a Whole, 1919-1925 
(The slopes of these lines, not their vertical positions, are significant. See page 21.) 
COUNTRY AS A WHOLE eccveees DISTRICTS 
1919 1020 1921 1922 1923 1924 1925 1919 1920 1921 1922 1923 1924 192% 
Mew vo 
PT ee een, 
ATLAL 
at 
aad LTT 
Scales of 
Parcentage 
Change 
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204 
J 
ALY 
3 
3 re 
< [° 
em oy oo 
wn 
4 FRANCISCO 
ee eet Tag 
919 1920 1920 1922 1923 1924 1925 1919 1920 1929 1922 1923 1924 1925