‘06

BANKING STANDARDS

CHART 21

RATIOS OF ToTAL EXPENSE TO GROSS EARNINGS
Comparison of All Member, National, and State Bank and Trust
Company Member Banks, by Federal Reserve Districts, 1919-1925
(The slopes of these lines. not their vertical positions, are significant. See page 105.)
ALL MEMBER ces NATIONAL ew = = STATE......
nie 1920 "2 1922 1923 1924 1925 1919 1920 1921 1922 1923 1924 192%
AV. BOSTON — ee a. our

AY.

AV. 3% cevovan,

AL

HL ANE BIA

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8J90 1920 1920 1022 1923 1824 192% 1918 1920 162% 1922 1923 19284 1928