BANKING STANDARDS 
CHART 23 
RATIOS OF INTEREST ON DEPOSITS TO EARNING ASSETS — ALL MEMBER 
BANKS 
Comparison of Federal Reserve District Ratios with those for the 
Country as a Whole, 1919-1925 
{The slopes of these lines, not their vertical positions, are significant. See page 21.) 
COUNTRY AS A WHOLE seccecses DISTRICTS — 
1919 1820 1921 1922 1923 1924 1928 1919 1920 1921 1922 1923 1924" 1928 
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1919 1920 182% 1922 1923 1924 1928 1919 1920 1921 1922 1923 1924 1928