BANKING STANDARDS
below, the region of low net earnings relative to the average
ff 2%.
This chart shows, among other things, that (1) the district
ratios hover closely around 2%, the dispersion or spread being less

CHART 33
D1STRIBUTION OF DISTRICT RATIOS OF NET EARNINGS To EARNING
ASSETS WITH REFERENCE TO VARIABLE DisTrRICT RATIOS OF GROSS
EARNINGS AND OF ToTAL EXPENSE TO EARNING ASSETS, ALL MEMBER
BANKS, 1919-1g25%*

®
on
Ratios: Total Expense to Earning < Assets
eS 6.25 6.00 5.73 5.50 5.25 5.00 4.75% 4.50 4.25 4.00 3.75 3.50 3.28
o et ee ee re re
t

3,75

3.50

3.251

3.00 j

7.750

20d

225] .

sol.

6.75!
Avrage

6.60"

5.25!

5.00!

3.751

~~

3.25 LL

*Plain figures refer to the yearly and the enclosed figures to the seven-year average
atios for the respective districts by number.