AO

BANKING STANDARDS
TABLE 88

NUMBER OF DisTtrRIcTS WITH RATIOS OF NET EARNINGS TO EARNING
ASSETS AND OF NET EARNINGS TO GROSS EARNINGS, ABOVE
OR BELow THEIR RESPECTIVE AVERAGES FOR
THE PERIOD 1919-1925

Er —————

YEARS

{0} {+ J
(920. evo rennnn
(021 .vunennnn.
(022: covimuies!
(923. ..0.enene
[024 ceeennsns
[02%5...

Net Earnings
to Earning
Ascets

Jk

ABOVE

Net Earnings
to Gross
Earnings

Net Earnings
to Earning
Acgets

BELOW

Net Earnings
to Gross
Earnings

E*
98
I2
TY

*One =.
§Two =

and low in the balance of the country. It will help to visualize
these conditions and to compare them by years and by districts
with net earnings expressed in terms of earning assets if tabular
summaries are used. The yearly comparisons are found in
Table 88.
This table shows that district ratios of net earnings to earning
assets and of net earnings to gross earnings were generally above
their respective seven-year district levels in 1920 and 1921 and
generally below them in 1924
and 1925. In the other years,
the two measures less com- Numer oF Districts In WHICH THE
# . RATIOS OF NET EARNINGS TO EARNING
pletely agree in placing them AssETs AND OF NET EARNINGS TO
high or low. The fact is of in- Gross EARNINGS AGREE OR Dis-AGREE
 AS TO THEIR POSITIONS
terest, however, that generally RELATIVE To THEIR RESPECspeaking,
 the conditions deter- TIVE AVERAGES FOR THE
gy ’ PERIOD 1910-102%
mining the ratios tend to be
felt throughout the whole Federal
 Reserve system. Moreover,
 as indicated in Table 89,
the two measures of net earnings
 place the respective districts
 in the same relative positions
 at the same time. To this