4 
ON 
} 
TABLE 98 
CORRELATION OF YEAR-TO-YEAR PERCENTAGE CHANGES OF DisTRICT RATIOS IN PAIRED SERIES 
INDEPENDENT VARIABLE— 
Ratios of Loans and Discounts 
to Earning Assets 
DEPENDENT VARIABLES—Net Average Percentage Change 
Amount of Change 
Number 
of 
District- 
Years 
Demand 
Deposits 
to 
Total 
Deposits 
Gross 
Earnings 
to, 
Earning 
Assets 
Total 
Expense 
to 
Earning 
Assets 
Interest 
on 
Deposits 
to 
Earning 
Assets 
Interest 
.and 
Discounts 
on Bor- 
rowed 
Money 
to Earn- 
no Acsat 
Time 
Deposits 
to 
Total 
Deposits 
Net 
Earnings 
to, 
Earning 
Assets 
Salaries 
and 
Wages tc 
Earning 
Assets 
Direction 
Taxes 
to, 
Farning 
Assets 
“Other 
Expense” 
to Earn- 
ing Assets 
Percentage 
Groups 
Average 
Per- 
centage 
Total 
12 #9 
4 
411 Fr 
1L6 22 
LR oo 
dea aR 
4-10.22 
des x 
tT 
> 
og 
+ 7.27 
+ 4.41 
+ 8.26 
—-— 0.03 
— 6.99 
— 0.98 
Increase 
3.00 and over 
Tnder c.on 
“~ 
“9.41 
+ : 
j 
.46 
YQ 
pie 
Decrease 
Under 5.00 
5.00 and over 
Total 
a9 
—%.09