TABLE 113 
-v 
d 
CORRELATION OF YEAR-TO-YEAR PERCENTAGE CHANGES OF DISTRICT RATIOS IN PAIRED SERIES 
—— = 
INDEPENDENT VARIABLE— 
Ratios of Demand Deposits to 
Total of Time and Demand 
Deposits 
Amount of Change | 
DEPENDENT VARIABLES—Net Average Percentage Change 
i det co——— 
Sumber 
of 
Tistrict- 
Years 
Loans 
and 
Discounts 
to 
Earning 
Assets 
[nvest- 
ments 
to 
Earning 
Accets 
Gross 
Earnings 
+ to 
Sarning 
Assets 
Total 
Expense 
to 
Earning 
Assets | 
Net 
Farnings 
to 
Earning 
Assets 
Salaries 
and 
Wages 
to 
Rarning 
Accete 
Interest 
on 
Deposits 
to 
Earning 
Accote 
"Interest 
and 
Discounts 
on 
dorrowed 
Aoney to 
Earning 
Accets 
Taxes 
to, 
Earning 
Assets 
" “Other 
Expense” 
to 
Earning 
Assets 
Direction 
Percentage 
Groups 
Average 
Per- | 
centage 
—— 
Total 
rv za | 
v | 
—a 62 i 
4 0.00 | 
— 2.31 
— 3.33 | 
41.17 
- XI.IO 
+2.88 
—354.33 
— 5.26 
- 1.56 
Increase 
.00 and over] 
Inder 2.00 
+a.18 | 2 | —6.00 | 40.48 
Lo.72 g —I.24 + 4.81 
- 2.5 i 
— 2 29 
— 4.39 | 
-_ 2 00 
46.75 
-¥ 0% 
— 3.16 
—- 0.27 
+1.35 
+4.80 
—~64.85 
—50.I3 
— 6.44 
—- 4.00 
—- 8.70 
{+ 0.10 
Inder 2.00 
.00 to 4.00 
+00 to 6.00 
ronan over 
—X.04 
-2.08 
—5.14 
=8 62 
20 I ~-I.34 
24 41.62 
Io {1.02 
rr on BT 
+ 5.49 
- 2.69 
- 3.14 
- Q ar 
— 3.86 
+ 1.70 
+ 2.66 
=TT OA 
— 3.14 
+ 2.02 
+ 3.73 
Lr 02 
-5.02 
40.69 
-0.14 
la fz 
+ 0.34 
4 5.00 
+ 6.27 
+17 68 
1 
+3.87 
+2.35 
+5.01 
+8.28 
25 
- 3s 
bac. 87 
- 5-63 
— 1.84 
+ 1.10 
4-13.23 
| 
— 0.33 
+ 2.45 
+ 3.84 
x2.27 
Decrease 
Total | —2.67 J 6¢ 
40.78 
— 1.10 + 1.72 | 4 3.07 | 
-1.32 ! 
+ 5.01 | 
+4.28 
.K8 
+= 0.00 
+ 3.64