TABLE 127 
CORRELATION OF YEAR-TO-YEAR PERCENTAGE CHANGES OF DistrIcT RATIOS IN PAIRED SERIES 
nN 
INDEPENDENT VARIABLE-— 
Ratios of Time Deposits to Total 
of Time and Demand 
Deposits 
i 
Amount of Change 
Direction 
Percentage | Average 
Groups Per- 
centage 
Total V+ g.11 | 
Increase 
s.0oand over! {26.25 
‘ooo tox5.00, $11.85 
;.00 tO 10.00 |+ 7.37 
Under 5.00 + 2.34 
Under 5.00 I- 2.71" 
Total I— 2.1% 
Decrease 
Number 
of 
Jistrict-] 
Vears 
6s | 
11 | 
F 
2: 
28 
Loans and 
Discounts 
to 
Earning 
Acgete 
40.78 
+1.39 
+2.47 
+1.74 
-0.80 
i 
-—_. V2 
i 
i 62 
DEPENDENT VARIABLES—Net Average Percentage Change 
Gross 
Carnings 
to 
Earning 
Accets 
Total | Total 
Lxpense Expense 
to } to 
Earning Gross 
Accepts Rarnings 
Net 
Earnings 
fo 
Earning 
Assets 
Salaries 
and 
Wages 
to 
Earning 
Acsets 
Interest 
on 
Deposits 
to 
Earning 
Assets 
Interest 
.and 
Discounts 
on 
Borrowed 
Money to 
Earning 
Assets 
Taxes 
to 
Earning 
Assets | 
“Other 
Expense’ 
to 
Earning 
Assets 
Fr.492 
+ 3.07 | 
41.31 | 
—-—f.22 
+ 5.01 i 44.25 
—_ 5. 88 
= 0.00 
+ 3.64 
la 
+8.45 
+6.67 
F1.c7 
-2_ be 
Frx.77 
9.82 
L 2.46 
- 2.II 
+2.85 
t3.19 
to.55 
Lg. 26 
+1.95 
40.21 
}o0.61 
a RR 
+16.41 
13.12 
b 4.81 
a. 24 
+6.61 
44.01 
43.88 
t2 60 
+22.68 
+22.73 
+ o.11 
-200 R7 
+ 5.98 
$11.89 
—- 0.55 
- © 48 
}13.74 
+ 6.82 
t+ 2.11 
~ 0.38 
— 5.26 | — 1.56 
- I.1I0 | +3.88 | 
—2.31 | — 5.5 I —x.00 | +1.17 | — x50 | +3.88 J—_ | = 5.26 | - oss 
—54.33