SERIES CORRELATED WITH DEPOSITS 
TABLE 128 
20¢ 
NET PERCENTAGE CHANGES FROM YEAR TO YEAR IN RATIOS 
CORRELATED WITH CORRESPONDING CHANGES IN RATIOS 
oF TiME Deposits To Total DEPOSITS AND OF 
INVESTMENTS TO EARNING ASSETS, 1919-1925 
Neer PERCENTAGE CHANGES wer Var v0 YEAR 
RATIOS: 
Time 
Deposits to 
Total | 
Deposits 
. Rarros: 
investments ' 
to 
Earning 
Accets 
Number 
of 
District. 
Years 
RaT10S: 
Gross Earnings 
to 
Earning Accate 
RaT10S! 
Total Expense 
to 
Earning Assets 
RaTi08: 
Net Earnings 
to 
Earning Assets 
Increasing 
Average 
ncreasing 
Yecreasine 
6s 
+1.72 
—3 43 
1 LK 49 
+3.07 
—t v2 
FP ay 
-1.32 
- §.320 
“+ 2.22 
Decreasing 
iverage 
ncreasing 
Nacrraacing 
an 
wr 28 
+214 
-=3.33 _— 
— 40 
+7 
— 0.41 
+10.02 
— 
Average 
Average 
ncreasing 
Decreasing 
- 
BX 
—-3.40 
+6.132 
+3.45 —2.% 
+8. 00 
= 4.43 
+ 2 46 
country level, but it does not hold for each dispersion group. 
Notwithstanding this fact, the results secured are of sufficient in- 
terest to warrant their inclusion as a part of this record. They 
are found in Table 129. 
A summary of the relations of time deposits, measured as per- 
centages of earning assets and of total deposits, to other series 
of banking data must be drawn in broad outline if it is to be brief. 
TABLE 129 
CORRELATION OF DEVIATIONS OF RATIOS IN PAIRED SERIES 
(Percentage Deviations from the Country’s Yearly Averages) 
INDEPENDENT VARIABLE—Ratios of 
Time Deposits to Total of Demand 
and Time Deposits 
Distance fram Average 
Position 
Percentage 
Groups 
Average 
Percent- 
tage 
Tatal 
tal 2 
Above 
to and over.. 
10 t0 40..... 
‘Tndar 20 
Relnw 
Inder --.. 
oto 40.. 
10 and Aver 
Total 
Number 
of - 
District 
Years 
DEPENDENT VARIABLES—Net Average 
Percentage 
Gross 
Earnings 
to 
Earning 
Accept 
Total 
Expense 
to 
Earning 
Agacts 
Total 
Expense 
to 
Gross 
Earnings 
Net 
Earnings 
to 
Earning 
Assets 
-% 
-9 
47 
28 
- ¢.62 
- 0.3% 
+14.33 
661 +o0.79 1 + 2.63 
soak