32% 
BANKING STANDARDS 
CHART 46 
CoMmPrARISON OF RATIOS OF GROSS EARNINGS AND OF TOTAL 
EXPENSE TO EARNING ASSETS, BY FEDERAL 
RESERVE DISTRICTS, 1919-1925 
GROSS EARNINGS cee TOTAL EXPENSE nec 
1919 1920 1921 1922 1923 1924 1925 
DISTRICTS 
AT ny 
ALL 
{. BOSTON 
+s ~" 
2. NEW YORK 
3. PHILADELPHIA 
4. CLEVELAND 
5. RICHMOND 
Scales of 
Jarcentage 
Change 
~ 
| 
\ 
6. ATLANTA 
7. CHICAGO 
8. ST. Louis 
9. MINNEAF~ 
10. KANSAS CITY- 
11. DALLAS 
Sco 
teoees 
Leseecese so nm 
12.SAN FRANCISCO 
- 
1919 1920 1921 1922 1923 1924 1925