TABLE 138

CORRELATION OF DisTrICT DEVIATIONS OF RATIOS IN PAIRED SERIES
[Percentage Deviations from the Respective District Averages, Period 1919-1925)

™~N
»
yy

INDEPENDENT VARIABLE—
Ratios of Total Expense to
Earning Assets

Distance from Average

Jumber
of
District!
Years ©

Pusition

Percentage Average
Groups Per-~entage


Total |

Lsa0| 46

Above

to.oo and over
;.00 to 10.00 |
Inder <.co

15.61 |
+7.72
L 2.62

4
13
20

Inder 5.00 — 1.96
3.00 tO 10.00 - 7.42
ro0.0oand over! -t2.54

-5
2
T

Loans and
Discounts |
to,
Tarning
Assets

Lr.14

+5. 21
+2.71
-y 12

—0.46
—0.22
-4.5%0

[nvestments

to
Larning
Assets

- 3.50 |

~17.08
—- 8.99
~ 0.60

+ 1.64
+ 0.96
12.74

DEPENDENT VARIABLES—Net Average Percentage

Demand
Deposits
to
Total
»f Time
and
Jemand
Napasite

Total
Deposits
to
Earning
Assets |

Time
Deposits
to
Earning
Assets

Time
Deposits
to
Total
of Time
and
Demand
Deposits

Demand
Deposits
to
Tarning
Assets

40.41

—2.8Q

— 3.07 *

+ 6.20 |

+ 2.54

—0.25
—2.00
La 82

|

—9.50
—4.29
-0.87

—- 0.17
— 2.17
- 3.87

—11.78
+ 1.16
yy co

— 2.62
+ 3.04
L » ~2

+2.59
- v.59
v.02

+1.30
4." 2a

— 0.97
L€.75
15.44

+ 5.79
—12.79
20.28

{+ 2.61
~11.99
ng .02

Ta

gp AB

Gross
Earnings
to
Earning
Accets

+ 2 81

+13.88
+ 7.23
4 0.88

~.3%
4G
10

Total
Expense
to
| Gross
Tarnings

4-1. 20

41.55
+0.53
1.78

+0.46
—2 gb
-4.68

Net
Earnings
to
Tarning
Agcets

Lo.11

+10.07
+ 5.70
—- 2.728

— 3.78
+ 4.15
+ 2.13

Relow

Total |— 6.751 38 | —r1.56 |

1 4.02

1

»

A, —
| 52
I0.
a |

—_Tr 26

0.732
—_" TY | + _